Portfolio Manager at QCR Holdings, Inc.

Cedar Rapids, Iowa, United States -

Full Time

Start Date

Immediate

Expiry Date

21 May, 26

Salary

0.0

Posted On

20 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Client Service, Underwriting, Internal Servicing, Credit Presentations, Due Diligence, Loan Agreements, Covenant Compliance, Portfolio Management, Auditors, MS Office, Verbal Communication, Written Communication, Interpersonal Communication, Math Skills, Financial Analysis, Relationship Building

Industry

Financial Services

Description

Description TITLE: Portfolio Manager I DEPARTMENT: Credit Administration JOB SUMMARY: The Portfolio Manager I is responsible for oversight of a commercial loan portfolio including client service, underwriting, and internal servicing and monitoring. Contributes to client relationships by providing consistent quality level of service. ESSENTIAL FUNCTIONS: Assist Loan Officers with timely and accurate completion of commercial credit presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements. Provide assistance in the pre-closing and post-closing due diligence as required by Loan Policy, the loan approval, and/or other interests such as SBA or USDA. Monitor compliance with loan agreements by working with the Commercial Bankers and clients to ensure timely receipt and review of financials, covenant compliance, and other loan agreement conditions. Serve as a back-up to the Commercial Bankers as appropriate, including attending Loan Committee, handling client service issues, and coordination/handling of loan closings. Responsible for internal portfolio management processes including monitoring and performing appropriate action related to past dues and maturing loans, communicating with participant banks, and working with internal and external auditors. Assist the department with special projects and reporting as assigned. Provide timely and effective responses to servicing needs. Complete all required training and comply with all company or regulatory policies, procedures and requirements that are applicable to this position. Foster and preserve a culture of diversity, equity, and inclusion. Additional duties and responsibilities may be required to support the company’s mission, vision and values. QUALIFICATIONS: Bachelor’s degree in accounting, business, finance, or related field preferred. Minimum of 2 years’ experience in credit analysis, commercial banking, or other relevant banking experience. Proficient in MS Office products (Word, Excel, Power Point) Strong verbal, written and interpersonal communication skills. Strong math skills, and ability to organize and analyze complex financial information. Ability to develop and maintain internal and external relationships. Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner. Capability to work independently in a fast-paced environment with minimal supervision. WORKING CONDITIONS: Duties are performed in a professional office environment. Ability to lift 5 to 25 lbs. At Cedar Rapids Bank & Trust, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger. Cedar Rapids Bank & Trust is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of Cedar Rapids Bank & Trust to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.

Responsibilities

The Portfolio Manager I oversees a commercial loan portfolio, handling client service, underwriting, and internal monitoring processes, including ensuring compliance with loan agreements and managing past dues and maturing loans. This role also involves assisting Loan Officers with credit presentations, serving as a backup to Commercial Bankers, and supporting special projects and reporting.