Portfolio Manager/Underwriter - San Antonio, TX at Zions Bancorporation

San Antonio, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

10 Jun, 26

Salary

0.0

Posted On

12 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Presentations, Financial Statement Spreading, Industry Risk Analysis, Loan Structuring, Loan Pricing, Credit Analysis, Credit Monitoring, Covenant Management, Risk Grading, Past Due Management, Documentation Exceptions, Collateral Management, Portfolio Profitability, Client Relationship Management, Customer Service, Underwriting

Industry

Banking

Description

At Amegy Bank, people and culture are at the heart of everything we do. We live by the motto of “everyone counts” and recognize the diverse values and experiences each employee brings to our team. We grow when our employees are supported and thrive. Let us help you transform your career. Amegy Bank, here you grow. We're looking for a Portfolio Manager to join our Commercial Real Estate (CRE) Lending team in San Antonio, TX. The successful Portfolio Manager will have experience servicing, developing, and retaining new and existing clients in the Houston market and surrounding communities. Essential Functions: Responsible for preparing credit presentations for new and renewal loan requests, analyzing and spreading financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, and monitoring credit performance. Managing of covenants, credit risk grades, past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, various reports, etc. Serves as a secondary point of contact for client relationships. Responsible for helping expand, build and maintain client relationships, providing the highest level of customer service. Perform other duties as required. Qualifications: Typically requires a bachelor’s degree in Business, Finance or a related field and 4+ years’ experience with CRE, commercial, or corporate loans, spreading financial statements, or other directly related experience. An equivalent combination of education and experience may meet qualifications. Local candidates strongly preferred. Knowledge of CRE, C&I or corporate loans, credit and/or related lending processes and procedures is required. Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc. Good oral and written communication skills internally and externally to assist with creating the loan presentations and with seeking approval of loan requests. Analytical skills needed for lease approvals, credit analysis and underwriting. Good organizational and problem resolution skills. PC skills required. Other duties as assigned Benefits: Medical, Dental and Vision Insurance – START DAY ONE! Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits, including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products

Responsibilities

The Portfolio Manager is responsible for preparing credit presentations for new and renewal loan requests, which involves analyzing financials, assessing risks, and determining loan structuring and pricing. They also manage credit performance aspects like covenants, risk grades, past dues, and serve as a secondary point of contact for client relationships.