Pre-Underwrite Reviewer at NightOwl Consulting

, , Philippines -

Full Time

Start Date

Immediate

Expiry Date

20 Mar, 26

Salary

75000.0

Posted On

20 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Skills, Problem-Solving Skills, Attention To Detail, Encompass Experience, Communication Skills, Multitasking, Critical Thinking, Interpersonal Skills, Mortgage Processing, Underwriting, Income Calculations, Regulatory Compliance, Risk Identification, Loan Applications, Customer Support, Documentation Review

Industry

Business Consulting and Services

Description

Pre-Underwrite Reviewer Department: NightOwl Internal Employment Type: Full Time Location: NightOwl Internal Compensation: ₱50,000 - ₱75,000 / month Description Are you great with numbers and enjoy helping people? Then we’d love to talk with you about our Pre-Underwrite Reviewer position. You’ll provide underwriting support to the team to ensure a helpful and happy home-buying experience for our customers. Key Responsibilities *Only those with 2+ years of Junior or Underwriting Experience will get an interview. Once you apply you will be sent a video interview link. You will only get an in-person interview if you complete the video interview task first* Encompass experience preferred. Pre-underwrite loan files by reviewing borrower documentation such as credit reports, income documents, and assets to ensure accuracy and completeness. Assist with income calculations and verify supporting documents. Support senior underwriters in identifying potential risks and issues in loan applications. Ensure all loan applications comply with company policies, investor requirements, and regulatory guidelines. Communicate with internal stakeholders and lenders to resolve issues and ensure timely processing of loan applications. Maintain up-to-date knowledge of mortgage products and underwriting guidelines for Conventional, FHA, VA, and other loan types. Skills, Knowledge and Expertise Bachelor’s degree or equivalent experience in finance, business, or a related field. Strong analytical and problem-solving skills. Attention to detail and the ability to manage multiple tasks efficiently. Experience using Encompass loan origination software is a huge benefit. Prior experience with mortgage processing or underwriting is preferred but not required. Excellent communication skills, both written and verbal. Ability to work in a fast-paced environment and meet deadlines. Ability to multitask and prioritize responsibilities. High attention to detail and accuracy. Critical thinking and decision-making skills. Strong interpersonal and communication skills. Some experience in underwriting, loan processing, or similar roles is an advantage. Familiarity with various mortgage types (Conventional, FHA, VA) is a plus. Benefits Above market salary HMO with free dependent Paid leave incentives Performance based Incentives Quarterly Company Events In-depth training for career growth

Responsibilities

The Pre-Underwrite Reviewer will review borrower documentation to ensure accuracy and completeness, assist with income calculations, and support senior underwriters in identifying potential risks. They will also ensure compliance with company policies and communicate with stakeholders to resolve issues.