Pricing Analyst - Fair Access Banking at Vast Bank

Tulsa, Oklahoma, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Apr, 26

Salary

0.0

Posted On

15 Jan, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Pricing Strategies, Financial Analysis, Regulatory Compliance, Risk Management, Data Analysis, Communication Skills, Financial Modeling, Market Analysis, Product Development, Team Collaboration, Customer Service, Problem Solving, Adaptability, Organizational Skills, Attention to Detail, Stress Management

Industry

Banking

Description

Job Details Job Location: Remote - Tulsa, OK 74120 Position Type: Full Time Vast Bank is looking to hire a Pricing Analyst- Fair Access Banking About Vast Bank We're a company that believes in taking care of the people who make working here possible. In addition to competitive compensation, we offer a leading employee benefit package: Comprehensive benefits package & 401(k) match Professional development- opportunities for advancement! Tuition assistance Transit reimbursement Paid time off & more! Qualifications Summary Of Role The Pricing Analyst – Fair Access Banking is responsible for developing, analyzing, and maintaining pricing strategies that promote equitable access to financial products while ensuring profitability, regulatory compliance, and risk discipline. This role sits at the intersection of finance, analytics, compliance, and social responsibility, supporting the bank’s commitment to fair, transparent, and inclusive pricing practices. Major Duties and Responsibilities Design, evaluate, and optimize pricing models for retail and commercial banking products (e.g., loans, deposits, fees) with a focus on fair access and affordability. Conduct profitability, elasticity, and scenario analyses to balance revenue objectives with consumer impact. Monitor pricing performance and recommend adjustments based on market conditions, risk profiles, and regulatory considerations. Ensure pricing practices align with fair lending laws, UDAAP standards, and internal fair access banking policies. Partner with Compliance, Legal, and Risk teams to assess pricing for disparate impact and fairness across customer segments. Support regulatory exams, audits, and internal reviews related to pricing and consumer fairness. Build and maintain advanced financial models to assess product margins, cost of funds, credit risk, and capital implications. Prepare executive-level reporting and insights on pricing effectiveness, equity outcomes, and financial performance. Validate pricing assumptions and methodologies using robust accounting and financial controls. Work closely with Product, Marketing, Risk, Technology, and Data teams to implement pricing changes. Provide data-driven guidance to support new product development and expansion of fair access initiatives. Translate complex financial analyses into clear recommendations for senior leadership. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Knowledge & Skills Experience Twelve plus years of banking, Fintech or financial sales experience Education/Certifications/Licenses Bachelor’s Degree in Management Business Management, Finance, Banking or related field. CVP and CPA required. Interpersonal Skills A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. Role Important Behavioral Skills Strong communication skills to develop good working relationships and to promote cooperation and compromise among various departments. Display the ability to research and comprehend a high level of knowledge in current and developing regulations. Ability to develop and maintain effective working relationship at all levels by proactively participating and contributing to a positive work environment, controlling emotions and temperament, and exhibiting courteous, respectful, and professional behavior. Ability to quickly adapt to changing environments, processes, and technologies. Technological ability and willingness to work remotely from home as required. Strong organizational skills. Ability to maintain composure under pressure or adverse circumstances, using effective strategies for managing personal stress. Ability to maintain personal and work direction when faced with ambiguity. ADA Requirements Physical Requirements Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on a computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising the highest level of discretion on both internal and external confidential matters. EEO StatementIt is the policy of Vast Bank to afford equal opportunity in all phases of employment without regard to an individual’s race, color, creed, religion, gender, national origin, age, disability, marital status, ancestry, sexual orientation, unfavorable military discharge for qualified individuals with disabilities, and for qualified disabled veterans and veterans of the Vietnam era, to the extent required by applicable local, state and federal law.

Responsibilities

The Pricing Analyst is responsible for developing and maintaining pricing strategies that ensure equitable access to financial products while maintaining profitability and compliance. This role involves analyzing pricing models, monitoring performance, and collaborating with various teams to implement pricing changes.