JOB DESCRIPTION

JOB TITLE: P ricing & Analytics Embedded Finance Senior Analyst
LOCATION(S): Chester or London
SALARY: From £59,850 for non-London. From £70,929 for London based colleagues.
HOURS: Full time
WORKING PATTERN: Hybrid, 40% (or two days) in an office site

REQUIRED SKILLS

• Excellent analytical ability with outstanding diligence and great numerical skills. Financial experience and profit and loss knowledge would be useful but not essential
• To be proficient in excel and understand sophisticated formulas to ensure spreadsheets are efficient and future proofed. Forecasting experience is required.
• You would have excellent communicating skills and be able to present succinct summaries of sophisticated pieces of work to senior management
• You should have experience handling and simplifying large volumes and the ability to utilise SQL/SAS via platforms such as GDW and LeMANs
• Show experience of working independently and setting key priorities for yourselfIdeally you have financial services experience

ABOUT US

We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

ABOUT THE ROLE

This role is responsible for analysing and forecasting the financial performance of a range of Embedded Finance products. The valuation of customer offerings is essential in understanding the profitability of the Embedded Finance portfolio and will provide commercial insights into all aspects of customer engagement strategies. In addition, the ideal candidate would be an experienced analyst with data interrogation skills, driving meaningful insights across the customer journey to contribute to portfolio strategy and unlock growth opportunities.

WHAT YOU’LL BE DOING

Drive the Embedded Finance process from a valuation perspective, developing meaningful insights into segment performance by price point and demonstrating control over data processes.
Provide valuations for pricing new products and price points to enable them to be brought to market, whilst ensuring sufficient control and governance to give a ‘best practice’ approach.
Lead analytical projects to gain further insights into customer behaviors that contribute to key business decisions and unlock portfolio growth opportunities.
Monitoring and updating financial valuations for new products to customers by customer behaviour type and seek agreement to our conclusions from colleagues in Pricing, Embedded Finance, Finance and Credit Risk.
Support the data provision for valuations using SAS/SQL to create the data, crafting a series of reports and analytical works that will provide relevant insights into pricing/behavioural segment performance.
Use our partnerships with colleagues in Finance, Credit Risk and Product Owners to build, monitor and update financial valuations for new and existing offers to customers by customer behaviour segment alongside driving data insights to support portfolio growth.