ABOUT TIDE

At Tide, we are building a finance platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.
Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2000 employees.
Tide is rapidly growing, expanding into new markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

WHAT WE ARE LOOKING FOR

We are seeking a highly technical and strategic engineering leader with deep expertise in fintech, and distributed architectures. Preferably with a background in Credit platforms.

• 10+ years of backend engineering experience, with at least 5 years working in fintech.
• Strong experience with microservices, event-driven architectures, and distributed systems.
• Proficient in the Python ecosystem, relational databases, and modern cloud-native development, with expertise in designing scalable micro-services.
• Hands-on experience designing fault-tolerant, high-availability architectures.
• Proven ability to deliver 3rd party integrations, including influencing the provider’s delivery and roadmaps.
• Ability to translate strategic goals into a clear technical roadmap and effectively communicate the “why” behind technical decisions.

As a Principal Engineer, you will be a technical leader, playing a pivotal role in shaping the future of Tide’s intermediated credit platform. Managing the Engineering Managers (EMs) within the domain, this role is focused on technical leadership, architecture, and engineering strategy.

As a Principal Engineer you will

• Defining and driving the architectural direction for Tide’s Intermediated Credit product, ensuring scalability, resilience, and compliance.
• Leading the design and development of high quality Intermediated Credit products.
• Collaborating with cross-functional teams (Product, Compliance, Business) to enhance Tide’s credit offerings.
• Integrating with third-party providers.
• This is a technically hands on role. Getting directly involved in your architecture, providing hands-on technical guidance, ensuring best practices in software engineering, security, and system design.
• Managing and mentoring engineers, fostering a culture of technical excellence and continuous learning.

This role offers the opportunity to influence the entire Intermediated Credit portfolio, drive innovation, and shape strategy as we scale globally.