Processor at New American Funding

, , United States -

Full Time

Start Date

Immediate

Expiry Date

02 Jun, 26

Salary

26.44

Posted On

05 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Document Review, Verification, Loan Processing, Data Entry, Communication, Multitasking, Teamwork, Pipeline Management, Problem Solving, Confidentiality, Encompass, Compliance, Underwriting, Prioritization, Time Management, Judgment

Industry

Financial Services

Description

Overview Position: Processor Location: US - Remote Schedule: 8:00-4:30pm CST Compensation: up to $26.44/hr DOE + $145 per file bonus Summary: Primary responsibilities are reviewing and verifying loan documents including income, credit, appraisal, title insurance, etc., and ensuring the information is complete, accurate and complies with company policies as well as meets underwriters’ requirements. Other duties include entering information into Encompass, following up and communicating with both customers and loan officers to obtain missing or updated documentation in order to process the mortgage loan file in a timely manner. Must be able to communicate clearly and effectively with multiple people, multitask, work in a team environment, and manage an assigned pipeline in order to meet closing expectations. Responsibilities • Communicate clearly and effectively with customers, loan agents and other third parties involved in the mortgage loan transaction.• Request, review and verify all loan documents such as income, credit, appraisal and title insurance, to ensure complete and accurate information is in the file before it is sent to underwriting.• Obtain verification of deposit, verification of employment, credit report• Prioritize and monitor daily workflow in order to ensure all loans are being worked on in accordance with company’s timeline expectations.• Maintain constant communication with customers and loan agents on status updates and/or changes to the loan.• Ensure any necessary and critical changes which require redisclosure have been accurately notated and checked in the loan origination system for compliance purposes.• Coordinate loan closing with customers, title companies, and loan agents.• Other duties may be assigned. Qualifications To perform the job successfully, an individual should demonstrate the following competencies: • Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.• Interpersonal - Maintains confidentiality; Keeps emotions under control.• Oral Communication - Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; Responds well to questions; Participates in meetings.• Team Work - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed; Recognizes accomplishments of other team members.• Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Presents numerical data effectively; Able to read and interpret written information.• Quality Management - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness.• Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Aligns work with strategic goals.• Diversity - Shows respect and sensitivity for cultural differences; promotes a harassment-free environment.• Ethics - Treats people with respect; Keeps commitments; inspires the trust of others; Works with integrity and ethically; Upholds organizational values.• Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; supports organization's goals and values.• Strategic Thinking - Develops strategies to achieve organizational goals; Understands organization's strengths & weaknesses; Adapts strategy to changing conditions.• Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events.• Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.• Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals; Completes tasks on time or notifies appropriate person with an alternate plan.• Initiative - Asks for and offers help when needed.• Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions.• Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently.• Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.• Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly.• Safety and Security - Observes safety and security procedures; Reports potentially unsafe conditions; Uses equipment and materials properly. Education/Experience:3-5 years’ experience processing mortgage loans, preferably purchases.Proficient with Encompass, or other paperless mortgage loan origination systems.Understanding of all compliance regulations and investor guidelines. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-JS3 #LI-REMOTE

Responsibilities

The primary duties involve reviewing and verifying loan documents for completeness, accuracy, and compliance, while also entering information into Encompass. Additionally, the role requires communicating with customers and loan officers to secure necessary documentation to process mortgage loan files promptly.