TECHNICAL COMPETENCY REQUIREMENT

• Knowledge of foreign exchange rates and fluctuations for managing costs and risks associated with international payments.
• Strong cybersecurity knowledge to protect sensitive financial data.
• Ability to manage currency risk: advise on the best times to convert currencies for international payments.
• Understanding of payment systems: Knowledge of various international payment systems such as SWIFT, local clearing systems, etc.
• Compliance and regulation: Understanding of regulatory requirements for cross-border payments including AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations.
• API integration: Ability to work with APIs (Application Programming Interfaces) for seamless integration with banking systems, payment gateways, and third-party providers.
• Data analytics: Proficiency in data analysis to monitor transaction trends, detect anomalies, and optimize payment processes.
• Blockchain: Awareness of blockchain technology especially in relation to international remittance and settlement.
• Mobile and digital payments: Knowledge of mobile wallets, digital payment platforms, and emerging technologies in the payments space.
• Agile methodologies: Experience with Agile frameworks like Scrum to manage product development cycles effectively.
• Stakeholder management: Ability to collaborate with cross-functional teams including developers, designers, compliance officers, and business stakeholders to deliver high-quality products.
• Continuous learning: Willingness to stay updated on industry trends, new technologies, and regulatory changes impacting international payments.
• Problem-solving skills: Capacity to identify challenges, propose solutions, and make data-driven decisions to enhance the international payments product.

REQUIRED MINIMUM EDUCATION AND TRAINING

• Diploma / bachelor’s degree in commerce, Economics, Finance, Statistics, or a related field.

REQUIRED MINIMUM WORK EXPERIENCE

• 1–4 years of experience in a product, data, or business analyst role, preferably in fintech, banking, or remittance.
• Strong analytical skills with proficiency in SQL, Excel, and data visualization tools.
• Understanding of Forex markets, currency exchange dynamics, and international payment systems.
• Experience with APIs, payment rails (SWIFT, local payout networks), and mobile remittance products.
• Knowledge of KYC, AML, and other compliance frameworks relevant to cross-border payments.
• Excellent communication skills, with the ability to translate data into insights and present to non-technical stakeholders.

Product Analyst to join our team, focusing on Forex and Remittance services. You will support the development and optimization of international payments and money transfer and currency exchange products by delivering actionable insights, monitoring performance, and ensuring alignment with business goals and regulatory requirements. Responsible for competitor Analysis and product market research for all Forex products including Remittance