Product and Regulatory Counsel at Regis University

, South Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

28 Jun, 26

Salary

206700.7

Posted On

30 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Legal Guidance, Financial Regulations Compliance, Risk Management, Product Innovation, Consumer Lending Law, Bank Sponsor Programs, Consumer Protection, Regulatory Matters, Loan Contracts Preparation, Software Service Agreements, Non-Disclosure Agreements, UCC Article 2, UCC Article 9, UDAAP Principles, TILA/Reg. Z, FCRA/Reg. V

Industry

Higher Education

Description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Job purpose The Product and Regulatory Counsel will report to the Company’s VP, Associate Counsel & Assistant Secretary and will work closely with other attorneys in the Company’s Legal Department as well as key members of the Compliance, Marketing, and Technology Departments. This position will provide legal guidance throughout the entire lifecycle of financial products, from conceptualization to launch and maintenance. The Product and Regulatory Counsel will ensure compliance with financial regulations, manage risk, and collaborate with product, engineering, and marketing teams to facilitate compliant, rapid innovation of the Company’s lending products. The successful candidate will have the following specific qualifications and experience: Familiarity with legal issues arising in consumer lending, bank sponsor programs, technology, and consumer protection. Duties and responsibilities Represent Legal on cross-functional teams to help design and implement financial products, identify creative solutions to unique use cases and escalated issues, and ensure compliance with financial regulations and other applicable laws, partner contracts, card brand rules, and industry best practices. Review customer-facing materials, including multi-channel advertising, and user experience content, for compliance with federal and state laws and best practices, and provide feedback and guidance to stakeholders. Advise on state and federal regulatory matters, including the engagement and management of outside legal counsel when necessary. Continuously monitor and maintain comprehensive knowledge of consumer lending and other applicable laws/regulations for a multi-state consumer finance company with numerous locations and a digital platform. Preparation of legal documents including loan contracts and related documentation, software service agreements, non-disclosure agreements, and other commercial and related agreements. Work cooperatively and strategically with other departments to advise on matters consistent with applicable laws and regulations, including closely assisting with state and digital expansion efforts. Minimum Qualifications Law degree and admitted to a state bar Knowledge of the following laws and regulations: Uniform Commercial Code (UCC) Article 2 and Article 9; Unfair, Deceptive or Abusive Acts or Practices (UDAAP) principles; Federal Trade Commission Act; Truth in Lending Act (TILA/Reg. Z); Fair Credit Reporting Act (FCRA/Reg. V); Fair Debt Collection Practices Act (FDCPA); Equal Credit Opportunity Act (ECOA/Reg. B); CAN-SPAM Act; Telephone Consumer Protection Act (TCPA); you At least 3 to 5 years of experience in the legal field Experience advising clients with respect to legal issues arising in consumer lending, technology, consumer protection, financial services and operations Ability to research laws and regulations Proficient in Microsoft Word, Excel, and PowerPoint Excellent analytical abilities, attention to detail, professional written and verbal communication, and interpersonal skills required Ability to prioritize assignments, deal with interruptions, and meet deadlines in a fast-paced and growth oriented environment Ability to travel 0-5% Working conditions Works in an office environment Able to sit and work at a computer keyboard for extended periods of time Able to lift and move up to 25 pounds occasionally The salary range for this position varies by experience and location. The range is between 137,800.47 - 206,700.70 USD. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations. Founded in 1987, Regional Finance provides services to 450,000 customers annually and provides employment for over 1750 team members and growing. We place an emphasis on making a meaningful difference in peoples’ lives by bringing a personal touch to finances and a commitment to diversity, equity, and inclusion that creates a work environment where all employees have a sense of belonging. Team members will have the opportunity to give back to their communities through our outreach program, Regional Reach, that services many organizations throughout the year such as the American Heart Association. Regional Finance is continuously expanding with future plans to become a national brand. Whether you are looking for a job in finance, customer service or even a management role, there are many opportunities for advancement within our company. Team members have an incredible benefits package, including but not limited to a comprehensive medical, dental, and vision plan, 401k plans with a company match, and PTO and paid holidays. At Regional Finance, we care about each other, our customers, and our communities and look for each Team Member’s strengths to meet our shared goals. We offer a variety of incredible benefits, including but not limited to a comprehensive medical, dental, and vision plan, 401(k) plans with matching company contributions, PTO and paid holidays, paid parental leave and an employee assistance program for mental health and counseling. Notice to California Applicants Regional Management Corp. (“Regional Management,” “we,” “our,” or “us”) respects the privacy of our employee’s personal information. Pursuant to the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act of 2020 (“CPRA”), we are required to provide California employees and job applicants with a privacy policy that contains a comprehensive description of our online and offline practices regarding our collection, use, sale, sharing, and retention of their personal information as well as a description of the rights they have regarding their personal information. This Privacy Policy provides the information the CCPA requires as well as other useful information regarding our collection and use of employees and job applicants’ personal information. If you are a job applicant who resides in the states of California, please review our California Employee Privacy Policy by clicking on the following link: California Employee Privacy Policy

Responsibilities

This role provides legal guidance throughout the entire lifecycle of financial products, from conceptualization to launch and maintenance, ensuring compliance with financial regulations. Duties include representing Legal on cross-functional teams to design products, reviewing advertising materials, and advising on state and federal regulatory matters.