Product Builder (Sandbox) at SoFi

, , -

Full Time

Start Date

Immediate

Expiry Date

08 Apr, 26

Salary

0.0

Posted On

08 Jan, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Management, AI-Native Builder, Prototyping, User Experience, Technical Literacy, Consumer Products, Entrepreneurial Mindset, Iterative Development, Collaboration, Innovation, Regulated Environment, Vibe-Coding, AI Workflows, Software Architecture, APIs, Data Systems

Industry

Financial Services

Description

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Who we are SoFi isn't just a bank, we are the engine of modern finances. We pioneered the market for student loan refinancing and haven't stopped breaking ground since. This year has been no different, whether it’s rebuilding our infrastructure to help couples manage their money together or being the first regulated bank to offer Crypto (with a stablecoin coming soon). We are the only digital financial app that helps our members borrow, save, spend, invest, and protect their money, all in one place. Our member-centric approach has earned us top honors including being named Barron's Best Overall Robo-Advisor of 2025 and earning top recognition in NerdWallet’s 2025 Best-Of Awards. Yet our mission to help our members “get their money right" is only just beginning. Money remains the #1 source of stress for 51% of people, with 66% of Americans still living paycheck to paycheck and only 52% feeling satisfied with their financial situation. We come to work everyday to make those lives a little better. Who you are You are as much a technical founder as you are a product manager. You possess a founder's mindset being at your core a problem solver, partner, and AI-Native Builder. You harness the superpowers of AI to move with a speed that defies traditional product management lifecycles, often collapsing the distance between an idea and a functional prototype through vibe-coding and iterative builds. You bring an entrepreneurial mindset and adaptability, whether from startup or high-growth company environments. You thrive in high-velocity, high-impact environments. You are an exceptional product leader who has built consumer products at scale, deeply understands what makes experiences intuitive, ships products that people tell their friends about, and is eager to dive into everything from interaction design to retention strategy. You seek a challenge where the impact is tangible and outside of yourself. Building healthy money habits resonates with you; it’s something you believe in and can see yourself working with others to make real. You think helping a family get out of debt, buy their first home, or support their first child to college is a profound responsibility. You are extremely hands-on, obsessed with user experience, and opinionated about a future where AI genuinely improves people's financial lives. The tension between rapid progress and high-stakes responsibility feels like a moment you were built to navigate, particularly inside a regulated environment. Hey - we agree. We’ve got something for you. What You’ll Do In one sentence: Do all it takes to turn ideas into validated opportunities and build the next generation of financial products. The Role You will move initiatives from "unknown" to "validated" by facilitating the early stages of discovery and definition. You will operate in three primary modes: Influence (setting vision), Partner (accelerating core teams), and Build (executing coded pilots). You Will Define, develop, and pitch strategic opportunities to get our member’s money right. Build functional prototypes and MVPs both inside and outside of SoFi’s codebase using AI-native workflows (Cursor, Replit, v0, etc.). Act as an "Un-Invasive Innovator," partnering with core engineering and product teams to accelerate their roadmaps without creating organizational friction. Design and implement LLM Evaluation (Eval) suites to measure the success and safety of non-deterministic AI features. Partner with Legal, Compliance, Risk, and Infrastructure to evolve our stance toward AI product development within regulated businesses. Evangelize the benefits of AI-driven product development, management, and adoption. Contribute the knowledge, skills, and frameworks to drive AI-product development company-wide. Help drive the development of and advocacy for the Sandbox program. You have Bachelor’s degree or higher in a relevant field. 10+ years of experience as a Product Manager or Technical Founder, with a proven track record of driving 0 to 1 initiatives for high-scale consumer experiences. Proof of Build: A public or private portfolio of functional projects you have personally built or contributed to using AI tools. Mastery of AI Workflows: Deep skills in using LLMs and AI coding tools (vibe-coding) for strategy definition, requirements gathering, and iterative development. Technical Literacy: A strong understanding of software architecture, APIs, and data systems to ensure AI-assisted contributions are performant and secure. Experience driving product at a highly-consumer driven company. Nice to haves Founded or grown a business or side hustle as a product thinker. Been a first PM within a small-to-midsized startup. Experience driving impact within a highly-regulated industry (Fintech, Healthtech, etc.). Professional background in Design or Engineering. Experience with Agentic AI architectures and RAG implementations. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Responsibilities

You will turn ideas into validated opportunities and build the next generation of financial products. This includes defining strategic opportunities, building prototypes, and partnering with core teams to accelerate product development.