Product Manager, Credit Scores - Remote at Experian

Costa Mesa, California, United States -

Full Time

Start Date

Immediate

Expiry Date

30 Jun, 26

Salary

155767.0

Posted On

01 Apr, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Management, Product Strategy, Product Marketing, Credit Risk Analytics, Credit Scoring Models, Lending Decision Systems, Financial Services Data Products, Data Science, Market Analysis, Regulatory Compliance, Collaboration, Communication, Business Cases, Product Performance, Client Engagement, Technical Concepts

Industry

Information Services

Description

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data and to innovate. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 23,300 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description You will join Experian's Product organization to manage credit score products, analytics, and propositions that support lenders and financial institutions across industries. In this U.S.-based remote or hybrid role, you will implement product strategy, guide new product development, and grow Experian's credit score portfolio. You will translate strategy into product roadmaps and commercial plans, leading the development, launch, and growth of credit scoring models, attributes, and analytics. Partnering with Data Science, Engineering, and commercial teams, you will bring new solutions to market while enhancing existing products across Experian's credit risk and decisioning ecosystem. You will work remote, or hybrid based on your proximity to an Experian office. Job Responsibilities Manage credit score and credit risk analytics products across the full lifecycle, from concept through optimization Partner with Data Science and Analytics to develop and launch new scoring models, enhancements, and analytics solutions Conduct market and opportunity analysis to identify customer needs, regulatory changes, and growth opportunities Implement product roadmaps that create customer value, revenue growth, and competitive differentiation Collaborate with Product, Engineering, Sales, Marketing, Compliance, Legal, and Operations Engage clients and industry partners to validate product concepts, use cases, and performance Monitor product performance, financial outcomes, and regulatory compliance, including FCRA Qualifications Bachelor's Degree and 5+ years of experience in product management, product strategy, or product marketing with responsibility across the full product lifecycle. Experience working with credit risk analytics, credit scoring models, lending decision systems, or financial services data products. Experience with credit risk concepts, credit bureau data, and credit scoring methodologies. Experience collaborating with data science and analytics teams to bring models or analytics products to market. Experience working with Marketing, Technology, Sales, Client Services, Legal, Compliance, and Finance. Demonstrated experience developing product strategies, business cases, and managing product performance against revenue and profitability targets. Translate market insights and client need into clear product requirements and roadmap priorities. Experience communicating complex technical concepts to a variety of audiences. We prefer experience in FinTech, credit bureaus, financial services, or decisioning platforms. Additional Information Benefits/Perks: Great compensation package and bonus plan Core benefits including medical, dental, vision, and matching 401K Flexible work environment, ability to work remote, hybrid or in-office Flexible time off including volunteer time off, vacation, sick and 12-paid holidays Explore all our exciting benefits here: https://yourexperianbenefits.com/cand-index.html At Experian, our people and culture set us apart. We're committed to creating an environment where everyone feels they belong and can excel. From inclusion and authenticity to work/life balance, development, wellness, collaboration, and recognition, we focus on what truly matters. Our people-first approach has earned us global recognition: World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ 2025 in 26 countries, and Glassdoor Best Places to Work 2024, among others. Want to see what life at Experian is really like? Explore Experian Life on social or visit our careers site. Our compensation reflects the cost of labor across several U.S. geographic markets. The base pay range for this position is listed above. Within this range, individual pay is determined by work location and additional factors such as job-related skills, experience, and education. You will be also eligible for a variable pay opportunity. Experian is proud to be an Equal Opportunity Employer for all groups protected under applicable federal, state and local law, including protected veterans and individuals with disabilities. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. #LI-Hybrid Employee Status: Regular Role Type: Home Job Posting - Salary Range: $89,865 - $155,767 Department: Product Management Flexible Time Off: 15 Days Schedule: Full Time Shift: Day Shift

Responsibilities

Manage credit score and credit risk analytics products throughout their lifecycle, from concept to optimization. Collaborate with various teams to develop and launch new scoring models and analytics solutions.