Product Manager - Investments & Pension (12 Months Mat Cover) at Chip

, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

28 Jun, 26

Salary

60000.0

Posted On

30 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Ownership, Execution-Only Products, Stakeholder Collaboration, Product Roadmap, Engineering Collaboration, UX Skills, Data-Driven Decision Making, Commercial Acumen, Fintech Knowledge, Investment Market Understanding, Pension Market Understanding, Mobile-First Product Experience, Communication, Problem Solving, Resilience, Collaboration

Industry

Financial Services

Description

We’re looking for a Product Manager who sweats the details, takes real ownership, and knows how to get things done. Someone who cares deeply about building great products in the investing and pensions space, and understands the responsibility that comes with it. You’ll work within a squad focused on improving and evolving our execution-only investments and/or pensions experience, making it simpler, clearer, and more effective for customers. This is a hands-on role where progress matters: shaping ideas, working closely with engineers and designers, and seeing things through to delivery. What you can expect to be doing: Scope improvements and new features for the Execution-only Products in our Assets Collective Collaborate with key stakeholders across the organisation, including operations, commercial, finance, marketing, and compliance to build a world-class platform Work with the leadership team in your business line to understand the business strategy and product vision and build a roadmap accordingly Work with an engineering squad to execute your roadmap by defining and building brand-new features from the ground up Collaborate with the other PMs in the Assets Collective to ensure our users have end to end experiences that feel coordinated with the rest of the Chip app Plan across complex internal and external dependencies with third-party providers to go from idea to successful implementation Use data, market and industry knowledge to understand opportunities and shape and inform solutions What we’re looking for: You have a strong passion for Product: you have 2 years + of product experience Experience working in a startup/ scaleup environment is a bonus You are passionate about the wealth space: you keep up to date on what’s happening in the finance/ fintech space, and you have a big-picture understanding of the investments and pension market, what our competitors do, what works and what doesn't You have strong UX skills and instincts: you have experience working on consumer-facing mobile-first products You are an effective communicator: experience making decisions and communicating this to leadership and the team around you You are data-driven: you care deeply about the numbers and use them to spot problems, and opportunities and shape solutions You are commercially astute: you can understand how our business model works and you are always keeping revenue, costs and profit at the forefront of your mind. You are truly excited by Chip’s vision and proposition You understand and share our values What we’re really looking for: ✍️ We’re looking for someone who’s genuinely excited about Chip and energised by the opportunity to help build the future of wealth, making saving, investing and pensions simpler and more accessible for everyone. We work in a regulated space, so the bar is high. But we’ve built a team of smart, thoughtful people who care about doing great work and enjoy doing it together. Technical skills matter, obviously. But they’re not the only thing we hire for. We want real people. People with interests, perspective and personality. The best teams are made up of individuals who bring different experiences into the room, not just polished CVs and good interview answers. So alongside the technical side, we’ll be looking for empathy, self-awareness, sound judgement, resilience and a collaborative mindset. People who are good to work with, especially when things get hard. ⏰ Working Hours ⏰ Monday to Thursday: 9:00 AM – 6:00 PM Friday: 8:00 AM – 4:00 PM (Start your weekend early!) Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend! PERKS 🎁 £60,000 per annum Discretionary Performance-Related Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary. Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! 🚀 Private medical insurance (medical history disregarded) Employee Assistance Programme Cycle to work scheme Season ticket loan Free ChipX subscription for UK-based employees We are an equal-opportunity employer and value diversity Flexible working arrangements 28 days holiday plus bank holidays, plus the days between Christmas and New Year ✈️ Annual training budget for courses, workshops, or conferences to help you advance your career. £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing Company laptop Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup 🚀 Our Interview Process: 📖 Video screen with someone from our Talent team Video interview with the hiring manager Product task Final interview with SVP of Product and CPO About Chip What started in 2017 as an automated way to save has evolved into a fast-growing wealth platform helping over 500,000 people build and manage more than £5 billion of their money. Today, Chip brings together high-interest savings, investing, and pensions into one seamless experience, designed for real life, not spreadsheets. We believe wealth shouldn’t be complicated, intimidating, or reserved for the few. So we’re rethinking how people engage with their money. Combining powerful technology with thoughtful design to make long-term financial growth feel effortless, intuitive, and even rewarding. Whether it’s setting money aside, investing for the future, or consolidating a pension, Chip is becoming the place people trust to take control of their financial lives. And we’re just getting started. As we expand deeper into investments and pensions, we’re building a product that doesn’t just manage money, it actively works for our customers. Our vision To be the most personal digital wealth manager in the UK Who we are Chip has a creative and diverse team of 200, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously. Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards. Our Values Be ACCOUNTABLE Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible Be BOLD Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers Be COLLABORATIVE Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together Equal Opportunities We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities. Note to Agencies Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.

Responsibilities

The role involves scoping improvements and new features for execution-only investment and pension products, collaborating with various internal stakeholders to build a world-class platform. Responsibilities also include working with an engineering squad to execute the product roadmap and managing complex dependencies for successful implementation.