Product Manager - Loan Against Property - DSA - RFB - Mumbai - Lodha (I-Thi at Tata Capital

Thane, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

19 Jun, 26

Salary

0.0

Posted On

21 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Against Property, Mortgage Products, Digital Product Development, LOS, LMS, AI/ML Use Cases, Process Improvement, Stakeholder Management, Risk Management, Compliance, Regulatory Frameworks, Product Roadmap, UAT, Data Insights, Product Benchmarking, Change Management

Industry

Financial Services

Description

**Role Overview:** The Product Manager – LAP will be responsible for driving digital transformation across Loan Origination System (LOS), Loan Management System (LMS), and overall mortgage processes. The role requires deep understanding of the LAP product lifecycle, ability to conceptualize and build AI-driven use cases, streamline processes to improve TAT, and manage cross-functional stakeholders across Sales, Credit, Operations, Risk, Legal, Compliance, Policy, and CRM. --- **Key Responsibilities:** • Lead end-to-end digital product development for LAP, including LOS and LMS enhancements. • Identify process gaps and drive continuous improvement for efficiency and reduced TAT. • Conceptualize, design, and implement AI/ML use cases across mortgage lifecycle — lead management, underwriting, decisioning, document verification, and operations. • Collaborate with internal teams (Sales, Credit, Ops, Risk, Legal, Compliance, Policy, CRM) to gather requirements and drive product roadmap. • Work closely with technology partners, vendors, and internal engineering teams for product delivery. • Ensure regulatory and compliance alignment across all product and process changes. • Conduct market benchmarking and ensure product competitiveness. • Monitor product performance through data insights and drive corrective initiatives. • Lead UAT, rollout planning, change management, and post-go-live support. --- **Required Skills & Competencies:** • Experience in LAP or mortgage products within NBFC/Banks. • Strong knowledge of LOS/LMS platforms and digital lending workflows. • Ability to conceptualize and implement AI-driven process automation. • Strong analytical and problem-solving skills. • Excellent stakeholder and project management capabilities. • Understanding of risk, compliance, and regulatory frameworks in mortgages. • Ability to manage multiple projects simultaneously in a fast-paced environment. --- **Preferred Qualification & Experience:** • 2 years of experience in Product Management within lending domain. • MBA/PGDM or relevant professional qualification.

Responsibilities

The Product Manager will lead the end-to-end digital product development for Loan Against Property (LAP), focusing on enhancing the Loan Origination System (LOS) and Loan Management System (LMS). This includes conceptualizing and implementing AI/ML use cases across the mortgage lifecycle to improve efficiency and reduce turnaround time (TAT).