Product Manager-Loan Against Property (LAP)-Sales at Kotak Mahindra Bank

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Full Time

Start Date

Immediate

Expiry Date

27 Jan, 26

Salary

0.0

Posted On

29 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Origination Systems, Loan Management Systems, MIS Reporting, UAT, Product Testing, Business Requirement Documentation, Analytical Skills, Problem-Solving Skills, Stakeholder Management, Cross-Functional Collaboration, Process Optimization, Data Integrity, Configuration Changes, User Training, Operational Efficiency, Compliance

Industry

Banking

Description

Job Description – Product Manager. Position Overview We are seeking a highly motivated Product Manager to oversee and enhance our Loan Origination System (LOS) and Loan Management System (LMS). The role requires strong analytical skills, MIS reporting capabilities, and hands-on experience with system configuration, UAT, and process optimization. The candidate will work closely with cross-functional teams including Credit, Operations, Technology, and Business stakeholders to ensure seamless product delivery and performance. Key Responsibilities · MIS & Reporting o Develop, maintain, and automate dashboards and MIS reports for business tracking and decision-making. o Ensure accuracy and timeliness of data across lending systems. · System & Master Data Management o Handle and maintain system masters related to LOS & LMS (products, parameters, policies, hierarchies, user roles, etc.). o Coordinate with IT/Tech teams for configuration changes and ensure data integrity. · UAT & Product Enhancements o Lead User Acceptance Testing (UAT) for system upgrades, new features, and bug fixes. o Document test cases, track defects, and ensure timely resolution. o Act as the bridge between business requirements and technology teams. · Process Optimization o Identify gaps and opportunities for process improvement within LOS & LMS. o Suggest and implement enhancements to improve user experience, compliance, and operational efficiency. · Stakeholder Collaboration o Liaise with internal teams (Credit, Risk, Operations, Compliance, Legal) to gather requirements and translate them into product features. o Train business users on new functionalities and provide ongoing support. Key Skills & Competencies · Strong understanding of Loan Origination and Loan Management Systems. · Proficiency in MIS/reporting tools (Advanced Excel preferred). · Experience in UAT, product testing, and business requirement documentation. · Detail-oriented with strong problem-solving and analytical skills. · Ability to work cross-functionally and manage multiple priorities. · Excellent communication and stakeholder management skills. Qualifications · Graduate/Postgraduate degree in Business, Finance, Technology, or related field. · 3–6 years of relevant experience in Product Management, MIS, or Lending System operations (LOS/LMS). · Prior experience in NBFCs, Banks

Responsibilities

The Product Manager will oversee and enhance the Loan Origination System (LOS) and Loan Management System (LMS), ensuring seamless product delivery and performance. Key responsibilities include developing MIS reports, managing system data, leading UAT, and optimizing processes.