Product Manager at Palmpay Limited

Islamabad, Islamabad Capital Territory, Pakistan -

Full Time

Start Date

Immediate

Expiry Date

26 Dec, 25

Salary

0.0

Posted On

27 Sep, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Compliance, Fintech, Banking, Consumer Installment Financing, Regulatory Compliance, Risk Control, KYC, Shariah Compliance, User Data Privacy, Anti-Fraud Measures, Regulatory Policy Monitoring, Local Compliance Collaboration, Training, User Segmentation, Adaptability, Resilience

Industry

Financial Services

Description

About PalmPay PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services. Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan, PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list. Position Overview We are seeking a Product Manager for our Pakistan business who will focus on designing, implementing, and managing financial products with end-to-end regulatory compliance. This role requires a strong understanding of SBP, SECP, and AML regulations, as well as experience embedding risk controls into products. The ideal candidate has hands-on experience in fintech, banking, or consumer installment financing, and a track record of leading compliance-driven product launches in Pakistan. Core Responsibilities Compliance Framework Development Design product requirements in alignment with SBP, SECP, and Anti-Money Laundering Act regulations. Lead product compliance reviews, covering user data privacy (PDPA), Shariah compliance, and anti-fraud measures. Embedding Risk Control into Products Translate compliance requirements into product features such as KYC flows, repayment algorithms, and fee disclosure templates. Coordinate with product and tech teams in China to implement features. Monitor regulatory policy changes (e.g., BNPL regulations) and adapt product strategies accordingly. Local Compliance Collaboration Liaise with law firms, consulting agencies, and SBP-accredited bodies for licensing, audits, and reporting. Train business teams to identify high-risk scenarios (e.g., promotions during religious periods, remote-region collections). Mandatory Requirements Experience 4+ years of product compliance experience in fintech, banking, or consumer installment financing. Experience in the Pakistani financial market is strongly preferred. Must have led or participated in at least one full financial product compliance launch (case summary required). Professional Knowledge Familiarity with: ✅ SBP Consumer Protection Regulations ✅ Credit Information Bureau (CIB) reporting rules ✅ Shariah Compliance framework Language Fluent in English (working language). Proficiency in Urdu is a plus. Soft Skills Risk Sensitivity: Ability to anticipate regulatory grey areas (e.g., interest-free promotions during religious festivals). Local Insight: Knowledge of user segmentation in Pakistan (e.g., repayment cycles for agricultural income groups). Resilience: Adaptability to fast-changing regulations (e.g., SBP’s tightened BNPL policy in 2024). Compensation & Benefits Competitive salary with annual performance-based reviews. Festival bonuses and mobile/internet allowance. Opportunity to lead compliance-driven product development at a multinational fintech.

Responsibilities

The Product Manager will develop a compliance framework for financial products and embed risk controls into product features. They will also collaborate with local compliance entities and monitor regulatory changes to adapt product strategies.