MINIMUM REQUIREMENTS

• Bachelor’s Degree in Commerce or equivalent.
• Post Graduate qualification in Commerce would be ideal.
• 7 years’ work experience, of which 4 years was in product development and/or management and 2-3 years general banking experience

Technical Competency Requirement:

• Product management skills
• Advanced understanding of Card Issuing value chain
• Knowledge and understanding of business drivers.
• Practical application of knowledge and skills to drive business growth and meet customer needs.
• Knowledge of work required in designing, developing and introducing new Card Issuing products.
• Understanding of loyalty offerings and impact on costs and profitability.
• Analytical, confident, and competent self-starter with excellent organizational skills
• Deadline- and target driven with a high attention to detail.
• Excellent written and verbal communication skills with a strong ability to influence and negotiate.
• Work well under pressure, resilient and manage stress effectively.
• Advanced knowledge of the regulatory environment in payments, including industry bodies such as PASA, Bankserv and Card Schemes such as MasterCard, Visa, Dinners Club, American Express etc.
• Advanced knowledge of the Card Issuing business including various product types such as Business Debit Card, Business Credit Card, Fleet Card, Prepaid Cards, Procurement Card etc.
• Understanding virtual card offerings
• Good business acumen with the ability to anticipate problems and identify possible preventative measures.
• Strong relationship building and teamwork skills

PRIMARY PURPOSE

Management of the Card Issuing portfolio to ensure sustainability and competitiveness through developing features and solutions; ownership of the income statement to drive revenue and reduce costs; conducting market research; generating product requirements; sales and marketing initiatives; determining specifications production timetables; pricing; time-integrated plans for product introduction; developing strategies for the product in line with the Bank’s strategic objectives; whilst ensuring
that the appropriate governance is applied.