Description:
Midwest Family Mutual Insurance Company is an “A-” rated property & casualty insurance company. We have maintained a fully work from home environment since 2006 and we’re seeking a talented and experienced Commercial and Personal Lines Underwriter to join our growing team.

Key Responsibilities:

• Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
• Assess risk characteristics and exposure to determine pricing and coverage options.
• Cultivate and maintain strong relationships with independent agents.
• Negotiate terms and conditions with producers to write profitable business.
• Maintain compliance with underwriting policies, standards, and regulatory requirements.
• Contribute to evolution of underwriting strategies, guidelines, workflows, the expansion and development of AI-driven tools to enhance underwriting accuracy, efficiency and decision making
• Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.

Requirements:

• Minimum of 3 years of experience in property and casualty insurance is required.
• Must have high speed cable/DSL internet and a home office space
• Strong understanding of both personal and commercial lines of insurance is preferred.
• Proficient knowledge of coverage forms and endorsements, with the ability to interpret and apply them effectively.
• Demonstrated organizational and analytical skills, with a keen attention to detail.
• Excellent written and verbal communication skills.
• Self-motivated and capable of working independently with strong time management abilities.
• Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
• Effective team player, able to collaborate across departments and roles.
• Commitment to regular and reliable attendance.
• Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
• Willingness to perform additional duties as assigned by management.

Education:

• Bachelor’s degree in Business, Insurance, or a related field preferred.
• Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.

Midwest Family Mutual offers a competitive salary, internet reimbursement, an excellent benefits package that includes Medical, Dental, Vision, Health Savings, Flexible Spending, Short-Term and Long-Term Disability, Life Insurance, including robust retirement plans such as 401K/Roth 401K with company match and a Defined Benefit Pension Plan.
Requirements:
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• Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
• Assess risk characteristics and exposure to determine pricing and coverage options.
• Cultivate and maintain strong relationships with independent agents.
• Negotiate terms and conditions with producers to write profitable business.
• Maintain compliance with underwriting policies, standards, and regulatory requirements.
• Contribute to evolution of underwriting strategies, guidelines, workflows, the expansion and development of AI-driven tools to enhance underwriting accuracy, efficiency and decision making
• Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement