Quality Assurance Specialist (Hybrid) at CENTREVILLE BANK

West Warwick, Rhode Island, United States -

Full Time

Start Date

Immediate

Expiry Date

06 Apr, 26

Salary

0.0

Posted On

06 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Quality Assurance, Compliance, Attention to Detail, Data Analysis, Regulatory Requirements, Policy Development, Team Collaboration, Communication Skills, Analytical Thinking, Time Management, Multi-tasking, Organizational Skills, MS Office, Excel, HMDA Reporting, Encompass System

Industry

Banking

Description

Description Assist the Residential Lending Department with ensuring residential, and equity loans are in full compliance with Bank Policy as well as Federal and State Regulations, agency guidelines, and internal policies. This role will help identify risk, maintain data integrity, and improve operational quality. Key Accountabilities Perform detailed audits of mortgage loan files in areas to include but not limited to HMDA, Flood Insurance, Appraisal/ROV Delivery, Adverse files, Construction loans, SSPL, Privacy Notice and Employee loans Analyze data to identify trends and areas for improvement Work closely with other areas within the department Ensure compliance with regulatory requirements such as TRID, RESPA, ECOA, HMDA, and Fair Lending Assist with preparation of external/internal audits Ability to develop, implement, and evaluate policies and procedures to ensure regulatory adherence Ability to analyze complex loan files and regulatory data Collaborate with Encompass Administrator to remediate audit/technical issues Assist with attorney/appraiser annual reviews Document findings clearly and provide corrective action recommendations Train and support staff in Quality Assurance standards. Experience preparing Quality Assurance reports and summaries for management Track recurring defects and assist in root-cause analysis Respond to all inquiries promptly and courteously Attend meetings to contribute ideas/suggestions for area efficiencies Requirements Required Qualifications: Knowledge of mortgage lending regulations, guidelines and industry standards 5 Years minimum required experience in mortgage Quality Assurance, or compliance Strong attention to detail and high accuracy in a fast- paced environment Detailed knowledge and experience working with HMDA reporting Knowledge of FHA, RI Housing, Construction loans, and Portfolio Lending Ability to work effectively and consistently under time constraints Ability to respond to multiple assignments while meeting all required deadlines Time management and multi-tasking with a high degree of accuracy and efficiency Ability to collaborate in a team environment internally and externally Strong organizational, oral, and written communication skills Analytical thinking High ethical standards and confidentiality High school diploma required Must be proficient with MS Office and Excel skills Preferred Qualifications: Proficiency with Encompass System Preferred

Responsibilities

The Quality Assurance Specialist will assist the Residential Lending Department in ensuring compliance with bank policies and regulations. This role involves performing audits, analyzing data, and collaborating with various teams to improve operational quality.