Quality Control Auditor - Home Loans at Sekisui House U.S.

Denver, Colorado, United States -

Full Time

Start Date

Immediate

Expiry Date

14 Jul, 26

Salary

75000.0

Posted On

15 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage underwriting, Quality control, Loan auditing, Compliance, Risk assessment, ACES software, Analytical problem solving, Microsoft Office Suite, GSE guidelines, Regulatory compliance, Mortgage banking, Data verification

Industry

Construction

Description

Overview BREAK GROUND ON A REWARDING CAREER WITH US! The Sekisui House U.S. team is a proud builder of the SHAWOOD, Richmond American Homes, Woodside Homes, Holt Homes, Hubble Homes, and Chesmar Homes brands. We take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable. We encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. Positive Work Environment & Culture Collaborative Team Culture: Join a supportive environment where teamwork and the open exchange of ideas are highly valued. Team Engagement: Participate in a variety of team-building events and social gatherings, such as company outings, holiday celebrations, and regular office socials. We support a healthy work-life balance and recognize the importance of time outside of work commitments. Position Summary Our mortgage company, HomeAmerican Mortgage (HMC), is currently seeking a qualified Quality Control Auditor. This position performs loan file audits as required by HMC Quality Control Program. Assists Compliance Manager with audit reports and other duties, as requested. Responsibilities This position is responsible for accurate and efficient completion of quality control audits performed by, HomeAmerican Mortgage Corporation’s (“HMC”) Quality Assurance Department. Audit closed loan files selected for review utilizing ACES loan auditing software. This includes but is not limited to: Possessing the knowledge and experience to verify that the underwriting decision is consistent with current regulations, investor and GSE guidelines, and HMC underwriting policies. Identifying and delivering risk-based findings during the audit process to applicable parties in a timely manner. Responding to and or clearing identified findings in a timely manner. Completing required re-verifications in accordance with HMC’s Quality Control Program. Assisting the Compliance Manager and other compliance team members with assigned tasks as required. Must be organized and able to work efficiently to meet deadlines with accurate results. Requirements Minimum education requirement: High School Diploma or equivalent work experience and must have knowledge in mortgage underwriting principles and Federal regulations pertaining to mortgage lending. Experience requirement: Minimum 3 years experience in mortgage banking fields of processing or quality control or related field. Must have analytical problem solving skills. Must have a working knowledge of Microsoft Office Suite. Benefits & Perks!While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more. Positive, collaborative team culture Competitive compensation structure Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave Discounted pet insurance Home purchase discounts & more! *All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people. Compensation · Base Salary: $65,000-$75,000 · FLSA Status: Non-Exempt · Bonus Type: Year-end Discretionary Comprehensive Benefits Package We offer a comprehensive benefits package designed to meet the diverse needs of our employees and their families: Competitive Compensation: We provide a competitive compensation structure that rewards performance and results. Health & Wellness: Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). Financial Future: Access a 401(k) retirement savings plan. Time Off: Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave). Insurance & Protection: Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available. Exclusive Perks & Discounts Homeownership & Financing: Take advantage of exclusive home purchase and financing discounts. Pet Insurance: Enjoy discounted group pet insurance rates. If you are ready for more than a job and seek a career with one of the most respected organizations in the industry, we encourage you to connect with us. Please visit our website at www.richmondamerican.com for additional information. Sekisui House U.S., Inc. is an Equal Opportunity Employer.

Responsibilities

The Quality Control Auditor performs loan file audits to ensure compliance with investor, GSE, and internal underwriting policies. They are responsible for identifying risk-based findings and completing required re-verifications within the quality control program.