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Quality Executive - Retail MFB - Credit - Saiyan - Agra Gwalior Road - J Gr at Tata Capital
Noida, Uttar Pradesh, India -
Full Time

Start Date

Immediate

Expiry Date

17 Jul, 26

Salary

0.0

Posted On

18 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Underwriting, Credit Analysis, Risk Management, KYC Compliance, Loan Verification, Collateral Evaluation, Document Verification, Income Assessment, Expense Assessment, Branch Compliance, Stakeholder Communication, Data Analysis, Field Verification, Credit Limit Establishment

Industry

Financial Services

Description
11308 o Responsible for personal discussion of  cases as per the laid down policies & procedures and maintain strict adherence to quality. o Adhere to agreed SLAs and timelines in completing the activities assigned. o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral o Ensure proper communication of credit decisions to Stakeholders. o Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure  
Responsibilities
The Quality Executive is responsible for conducting personal discussions, evaluating credit requests, and ensuring adherence to underwriting policies. They must also perform field-based verifications, including member house visits and document checks, to protect company assets.