Ratings & Capital Structure Advisor (Structured Finance) at LegalAndGeneral

City of London, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

04 Mar, 26

Salary

0.0

Posted On

04 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Securitisation Techniques, Structured Finance, Credit Rating, Financial Modelling, Creative Thinking, Communication Skills, Influencing Skills, Detail-Oriented, Quantitative Analysis

Industry

Financial Services

Description

Company Description Legal & General (L&G) is a leading UK financial services group and major global investor. We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders. We are one of the world’s largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income. L&G Institutional Retirement looks after around 700,000 institutional customers who have their retirement benefits secured with us. Operating continuously in the UK market from our entrance in 1987, we are the UK’s longest-running insurer. Our Institutional Retirement business is the UK’s longest-serving active bulk annuity provider. Who we are Institutional Retirement is the only insurer to have been operating continuously in the UK market from our entrance in 1987 to the present day. Our UK retirement annuity book stands at an estimated £86.1 billion at 31 December 2023. Across our retail and institutional retirement businesses, we look after more than 1 million customers, around c.700,000 of whom are institutional customers who have had their retirement benefits secured with us. Job Description Are you ready to take the next step in your career and move into a first-line investment role? This is an exciting opportunity for an experienced Structured Finance-focused (ABS, CMBS and/or Structured Credit) rating analyst from a credit rating agency (or equivalent) to join our team. You’ll provide expert advice on credit rating matters to optimise rating outcomes and risk-adjusted returns, while helping shape internal rating criteria for new asset classes. Our work spans multiple asset classes and industries, with a strong focus on long-term, sustainable investments. If you’re motivated, collaborative, and passionate about structured finance, we’d love to hear from you. What you'll be doing: Advising investment origination teams on credit rating considerations Applying securitisation techniques and structured finance methodologies Using asset and liability models to derive credit rating outcomes Optimising rating and risk-adjusted return outcomes across transactions Reviewing and replicating rating agency methodologies Developing internal rating criteria for emerging asset classes Building and refining proprietary rating models for complex structures Collaborating with colleagues to deliver innovative structuring solutions Qualifications Who we're looking for: Deep understanding of securitisation techniques and structured finance ratings methodologies Strong financial modelling skills with experience in complex rating models Experience in fund finance or project finance is also advantageous Ability to think creatively across asset classes and rating methodologies Excellent communication and influencing skills Highly motivated, collaborative, and detail-oriented approach Quantitative academic background or equivalent practical experience Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: The opportunity to participate in our annual, performance -related bonus plan and valuable share schemes Generous pension contribution Life assurance Healthcare Plan (permanent employees only) At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday Competitive family leave Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only) There are the many discounts we offer – both for our own products and at a range of high street stores and online In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart Additional Information At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all. If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.

Responsibilities

The role involves advising investment origination teams on credit rating considerations and applying securitisation techniques and structured finance methodologies. Additionally, the advisor will optimize rating outcomes and develop internal rating criteria for emerging asset classes.