Real Estate Loan Processor (Onsite - Not a Remote Position) at Central State Bank

Calera, Alabama, United States -

Full Time

Start Date

Immediate

Expiry Date

04 Oct, 26

Salary

0.0

Posted On

06 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Processing, Underwriting, Regulatory Compliance, Loan Origination Systems, Microsoft Office, Financial Analysis, Customer Service, Documentation Review, Commercial Real Estate, Residential Mortgages, Risk Assessment, Problem Solving

Industry

Banking

Description

Description The Real Estate Loan Processing Specialist is responsible for managing consumer and commercial real estate loan applications from submission to closing. This role ensures timely, accurate, and compliant loan processing while collaborating closely with lenders, underwriters, and clients. Duties/Responsibilities: Review and process consumer and commercial real estate loan applications for accuracy, completeness, and compliance Collect, verify, and analyze borrower information, including income, assets, credit, and property collateral Order, review, and verify third-party documentation such as appraisals, title reports, environmental reports, and credit reports Ensure loan files comply with underwriting guidelines, regulatory requirements, and investor standards for both residential and commercial real estate loans Communicate with borrowers, loan officers, underwriters, and other stakeholders to resolve complex documentation or loan issues Prepare loan files for underwriting and closing, ensuring all documentation is accurate and complete Identify and resolve discrepancies, missing information, or documentation errors Mentor and provide guidance to junior loan processors, particularly on commercial real estate transactions Stay current on consumer and commercial real estate lending products, regulations, and industry best practices Support audits, regulatory reviews, and internal compliance initiatives Other duties as assigned Requirements High school diploma or equivalent required; associate or bachelor’s degree preferred 3–5+ years of experience in consumer and/or commercial real estate loan processing In-depth knowledge of loan documentation, underwriting requirements, and regulatory compliance for real estate loans Strong organizational, analytical, and problem-solving skills Effective communication and customer service skills Proficiency with loan origination systems (LOS) and Microsoft Office Experience with residential mortgages, commercial real estate loans, or mixed-use properties Familiarity with regulatory requirements such as TRID, RESPA, HMDA, or state-specific real estate lending regulations

Responsibilities

Manage consumer and commercial real estate loan applications from submission through to closing. Ensure all files are accurate, compliant with regulatory standards, and properly documented for underwriting.