Real Estate Processor and Closer at GULF COAST EDUCATORS FEDERAL CREDIT UNION

Pasadena, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

10 Apr, 26

Salary

0.0

Posted On

10 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Processing, Underwriting, Customer Service, Compliance, Documentation, Communication, Real Estate, Title Services, Appraisals, Regulatory Knowledge, Problem Solving, Team Collaboration, Time Management, Attention to Detail, HUD1 Review, Fraud Check

Industry

Banking

Description

Description *Please review your application to ensure completion. Incomplete applications may not be considered. * Our GCEFCU Real Estate Department is searching for a Real Estate Processor and Closer. This is the perfect opportunity to further your Real Estate career! The Real Estate Processor and Closer is responsible for assisting members with their loan applications, process and make loan disbursements. This position is located at the Mortgage and Insurance building, with the schedule of M-F 8:00am- 5:00pm, but could vary as needed. Essential Functions & Responsibilities: Complete setup of new loan files and ordering all required services for preparation for underwriting. Typical services to be ordered: title, insurance, verification of employment, appraisal, flood, fraud check, updated tradelines on credit report, survey, case numbers, certificate of eligibility on Veterans loans, payoff, review power of attorney, etc. Assist in gathering required loan documentation from members; whether meeting with them face to face, pulling internal documents from our system or calling and discussing everything over the phone. Work with the Real Estate Department’s processing and closing pipelines by following-up with the other Real Estate Processors, Underwriters, Loan Officers, Title Companies, and other credit Union partners and CUSO’s to ensure real estate closings are timely and compliant. May be responsible for processing credit union employee Real Estate loans. Alert loan officer and management with any issues that arise during the process of the loan. Accomplish milestone goals for setup, initial underwriting, final underwriting and then closing. Confirming closing times with title company and coordinating them with the members. Mutually done with the loan officer Help review and approve the HUD1 closing statement. Stay up to date with ongoing regulations and changes in lending requirements. Webinars, live meeting, seminars, etc. Responsible for compliance with Bank Secrecy Act and all governmental regulations and Credit Union policies and guidelines. Responsible for complying with the Federal Rules and Regulations as required by NCUA. Performs other related duties as assigned. EOE Disabled/Veteran

Responsibilities

The Real Estate Processor and Closer assists members with their loan applications and processes loan disbursements. They are responsible for setting up new loan files, gathering documentation, and ensuring timely and compliant real estate closings.