Real Estate Processor Sr at Honda Federal Credit Union

Marysville, Ohio, United States -

Full Time

Start Date

Immediate

Expiry Date

27 Dec, 25

Salary

0.0

Posted On

28 Sep, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Processing, TRID Regulations, State Lending Regulation, Federal Lending Regulation, Secondary Market Guidelines, Microsoft Office Suite, Loan Origination Systems, Automated Underwriting Systems, Communication, Attention to Detail, Problem Solving, Time Management, Customer Service, Documentation, Education, Training

Industry

Financial Services

Description

Legal Entity: Honda Federal Credit Union Business Unit: Honda Federal Credit Union Division: 1CU Work Location: Honda Federal Credit Union - Marysville, OH Echo Dr. Location Shift: 1st Workstyle: Onsite Career Level: 2 Job Grade: Non-Exempt-4 (NE4) Job Purpose This position is responsible for preparing closing documents, funding loans in symitar and shipping closed loans files (i.e., funded loans) to Secondary Market Investors, loans sold with servicing retained by HFCU to a third party sub-servicer, or loans retained for portfolio to the Credit Union’s file room. Key Accountabilities Draw loan documents; verify legal description, vesting, loan amount, loan type, interest rate, and points/costs. Deliver Closing Disclosure to borrowers within TRID guidelines Schedule loan closing with closing agents. Communicate closing date, loan terms, and payoff requests with loan stakeholders. Deliver documents to closing agent, complete the wire, and deliver funding stipulations 1 business day prior to close Confirm loan documents are properly executed. Process loan on core system and disburse funds as required. Contact closing agent to correct any problems with loan documentation. Deliver completed loan to secondary market investor, servicer, or file appropriately within HFCU policies Communicates closely and effectively with MLOs, Processor, Members and Closing Agents Ongoing education and training Qualifications, Experience, and Skills High School Diploma or General Education Degree Understanding of TRID Regulations Two years of related experience processing loans and/or relevant training Working knowledge of State and Federal lending regulation Working knowledge of Secondary Market Guidelines Computer skills: Knowledge of Microsoft Office Suite, Loan Origination systems, and Automated Underwriting systems Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.

Responsibilities

This position is responsible for preparing closing documents, funding loans, and shipping closed loan files to various stakeholders. The role requires effective communication with loan stakeholders and ensuring compliance with regulations.