Real Estate Residential Closer at McMichael & Gray, PC

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

02 Sep, 26

Salary

0.0

Posted On

04 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Loan Review, Closing Document Preparation, Funding and Disbursement, Quality Control, Pipeline Management, Title Clearance, Closing Disclosure, Lender Communication, Financial Balancing, Organizational Skills, High Volume Transaction Management, Legal Document Verification

Industry

Law Practice

Description

Closer – Job Summary: Responsible for final review of mortgage loan information, preparing closing documents, funding the file accurately and sending closing documents to the closing attorney. Closer is also responsible to check the file for quality control from the precloser. Once the closer has prepared figures the file is to be reviewed by a teammate to confirm accuracy of the file prior to signing. Responsibilities and Duties: * Is responsible for managing a pipeline of purchase and refinancing files scheduled to close with the firm. * They work collaboratively with teammates in all internal departments to provide world class service and a positive closing experience to our clients. * Is responsible for balancing, funding, and disbursing the file once the closing is completed and the lender has given the clearance to fund. * They keep the software file updated with communication, file status updates, and notes. * They are responsible for working closely with the Buyer's Lender to receive and organize the closing package for closing and handing that off to the Attorney that is conducting the closing. * Ability to communicate with lenders and other parties in a positive, friendly, and helpful way. * Ability to perform independently, taking ownership of delegated tasks. * Orientation towards continual learning, growth, and change. * Exemplary organizational skills. * Ability to manage high volume transactions. * Reviews approved mortgage loan to determine conditions that must be met prior to closing. * Ensures mortgage loans are funded accurately and in a timely manner. * Adhere to the deadlines required to close in a timely process. * Confirms legal documents to be recorded are accurate and total cost to record is collected at closing. * Reviews all preclosing documents for accuracy and confirm documents are up to date, including HOA letters, Taxes, Termite, HBW, Lender documents, Title Examination and Commitment of Title and is appropriately reflected on the Closing Disclosure. * Ability to work closely with our preclosing staff and attorneys coordinating title clearance; all title requirements to be cleared prior to closing. * Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, FIFA’s, taxes, outstanding utility bills, etc. * Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly. * Confirms receipt of all incoming funds from borrower and lender. Copies to be saved to the file. * Confirms outgoing funds for payoffs, seller proceeds, and all checks cut for disbursements, along with internal ledger transfers. Confirmations and/or copies to be saved in the file for auditing purposes. * Notify Precloser when closing statement is ready to send out to parties. * Contact Attorney with issues related to money and/or document preparation. * Request title policies (owners and lenders) from the JV team or Policy team. * Dealing with EMD - Apply EMD to file/cut return EMD with T&R. * Sending seller mail away closing packages. * Assisting Attorney/remote office with funding, table closing issues (they contact Closer for closing statement corrections and notifications of wire disbursements) * Send signed closing statements/confirmation of disbursement to parties not in attendance to closing.

Responsibilities

Responsible for the final review of mortgage loan information, preparing closing documents, and ensuring accurate funding and disbursement. The role involves managing a pipeline of purchase and refinancing files while coordinating with lenders and attorneys to ensure a positive client experience.