Regional Credit Manager - Credit Monitoring - Delhi - Videocon Towers - MM at Tata Capital

New Delhi, delhi, India -

Full Time

Start Date

Immediate

Expiry Date

07 Jun, 26

Salary

0.0

Posted On

09 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Approval, Underwriting, Credit Policy Compliance, Deviation Authorization, Credit Memos Review, Disbursement Approval, Vendor Management, Business Insights Generation, Credit Program Development, Team Training, Portfolio Quality Management, Regulatory Compliance, Delinquency Management, Turnaround Time (TAT) Management, Credit Monitoring

Industry

Financial Services

Description

1 Support and co-partner with business teams to manage end to end credit approval for the designated region. 2 Underwrite for all customer segments for corporate finance products and present to senior level. 3 Authorize deviations raised and documented by underwriters in compliance with credit policy. 4 Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. 5 Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level. 6 Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays. 7 Co-ordinate with the recoveries team and generate business insights. 8 Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching To continuously upgrade the competency of the team and improving upon processing efficiency of the HUB 9 Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region 10 Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems 11 Ensure self updating on key regulatory changes and competition practices and appraise team members on the same 12 Extensive participating in all monitoring related activities 13 Active participating in collection follow up and delinquency management 14 Maintaining the quality of the portfolio as well keeping the overall TAT of the region within the predefined and acceptable norms 15 To be able to regularly keeping abreast the team w.r.t. all update / modifications in the credit policies / processes etc. Qualifications - Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent.

Responsibilities

The manager will support end-to-end credit approval for the region, including underwriting corporate finance products and authorizing deviations according to policy. Responsibilities also involve overseeing branch networks, ensuring compliance, developing credit programs, and managing portfolio quality and delinquency.