Regulatory Compliance Analyst at The Freedom Bank of Virginia

Fairfax, Virginia, United States -

Full Time

Start Date

Immediate

Expiry Date

07 May, 26

Salary

0.0

Posted On

06 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

HMDA, CRA, Fair Lending, Data Analytics, Regulatory Reporting, Compliance Monitoring, Data Integrity, Risk Assessments, Internal Audit, CFPB, FDIC, OCC, Federal Reserve, NContracts, Excel, Access

Industry

Banking

Description

Description We are seeking an experienced and detail-oriented Regulatory Compliance Analyst to support our Compliance Department in maintaining and enhancing the bank’s compliance with federal and state banking regulations. This role will focus on Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), Consumer Affairs (CA), and related data analytics and reporting. The ideal candidate will work closely with the Director of Compliance to ensure ongoing monitoring, accurate data submission, and proactive compliance oversight. We’re a growing, relationship-driven community bank committed to compliance excellence and service to our local communities. You’ll have the opportunity to work in a collaborative environment where your expertise can directly influence the bank’s compliance success and community impact. Key Responsibilities: Prepare, review, and submit HMDA and CRA data in accordance with regulatory deadlines and guidance. Conduct ongoing monitoring and analysis of lending data to identify potential gaps or anomalies. Assist in fair lending analytics, mapping, and trend analysis to support CRA and Fair Lending programs. Collaborate with business lines and management to ensure data integrity, completeness, and regulatory accuracy. Support the Director of Compliance in developing and implementing compliance policies, risk assessments, and internal audit responses. Monitor updates from the CFPB, FDIC, OCC, and Federal Reserve related to compliance and lending regulations. Participate in internal and external examinations, providing documentation and analysis as requested. Utilize NContracts or related compliance management software for data tracking, reporting, and analysis. Prepare dashboards and summaries to communicate compliance metrics and trends to management and the Board. Requirements Bachelor’s degree in finance, accounting, business, or a related field (or equivalent experience). 3–7 years of experience in regulatory compliance, preferably in a community banking environment. Strong understanding of HMDA, CRA, Fair Lending, ECOA, and other key consumer protection regulations. Proficiency with compliance data analysis tools, including Excel, Access, and NContracts (or similar platforms). Excellent analytical, organizational, and communication skills. Experience as a former bank examiner or regulator preferred but not required. High attention to detail and the ability to work independently with minimal supervision.

Responsibilities

The analyst will be responsible for preparing, reviewing, and submitting HMDA and CRA data according to regulatory deadlines, while also conducting ongoing monitoring and analysis of lending data to identify anomalies. This role supports the Director of Compliance in developing policies, responding to audits, and ensuring data accuracy across various consumer protection regulations.