Relationship Banker I at Central Bank

Sioux Falls, South Dakota, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Dec, 25

Salary

0.0

Posted On

23 Sep, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Sales, Account Management, Transaction Processing, Problem Solving, Communication, Financial Analysis, Cross-Selling, Coaching, Attention to Detail, Team Collaboration, Relationship Building, Time Management, Professionalism, Needs Assessment, Product Knowledge

Industry

Banking

Description

Description POSITION SUMMARY Responsible for providing an exceptional customer experience. Makes every client feel welcome while providing them with a one-stop experience in processing their transactions and fulfilling their sales and financial service needs. Utilizes a needs based selling approach offering solutions to customers to build long-term financial relationships. Serves as the main concierge for the branch. Handles transactions for customers as well as opens accounts and directs clients to appropriate team members to meet their needs. ESSENTIAL DUTIES AND RESPONSIBILITIES The essential functions include, but are not limited to the following: New Accounts 40% Portray a positive company image and engage in professional and friendly communication with customers Clearly understands the key elements of customer service and actively work to exceed customer expectations in every interaction Actively listening to customer needs and inquiries to determine appropriate recommendations and service actions Refer any customer questions regarding products or services to the appropriate person Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits Resolve problems or discrepancies concerning customers' accounts Engage each customer in-person and by phone to understand customer needs and provide product and service recommendations to assist customers in achieving their financial goals Knowledgeable and proficient in the account opening process for all deposit, credit, and certificate accounts, including, but no limited to: checking, savings, money market, business accounts, overdraft, loans, and credit cards. Compose, type, and mail customer correspondence; including, but not limited to: certificate maturity notices, notices related to issues such as discrepancies, and outstanding unpaid items Analyze applicants’ financial status and credit to determine feasibility of opening new accounts and loans Enter new and closed account reports for incentive compensation programs on a daily basis Proactively cross-sell additional products through referrals and outbound calling with the goal of building rapport and life-long relationships with Bank customers. Maximizes marketing efforts to gain new customer relationships through outbound calling efforts, prospective referrals, and community involvement Teller 35% Accurately enter customers' transactions into computer to record transactions and issues computer-generated receipts Cash checks and pay out monies after verifying signatures/endorsements are correct, written and numerical amounts agree, and accounts have sufficient funds Balance/count currency, coin, and checks in cash drawers by hand or using currency-counting machine, and calculate daily transactions using computers, calculators, or adding machines Monitor bank vaults and ATM’s to ensure cash balances are correct. Order a supply of cash to meet daily needs Lending 15% Develop an in-depth understanding of all credit products and the ability to explain to customers the different types of loans and credit options that are available, as well as the terms on those services Coaching 10% Identify transaction mistakes when debits and credits do not balance Actively participate in Teller interactions with customers and coach, as needed, to identify sales, service, and referral opportunities Perform all other duties as assigned Requirements EDUCATION & EXPERIENCE Associates degree required or equivalent work experience Minimum of one (1) year of experience in similar job duties Central Bank is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable.

Responsibilities

The Relationship Banker I is responsible for providing an exceptional customer experience by processing transactions and fulfilling sales and financial service needs. They serve as the main concierge for the branch, engaging with customers to build long-term financial relationships.