Y-Axis Jobs Logo
Send us feedback
telephone  +91 7670 800 001
Log in Sign up Try Premium
Relationship Manager-Agri-Fin-Dealer Funding(DF) -Recovery Branch at Kotak Mahindra Bank
, Punjab, India -
Full Time

Start Date

Immediate

Expiry Date

18 May, 26

Salary

0.0

Posted On

17 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Loan Repayments, Client Relationship Management, Business Growth, Cross-selling, Credit Deterioration Monitoring, Regulatory Compliance, Loan Documentation, Portfolio Risk Monitoring, Financial Analysis, Credit Risk Assessment, Communication, Interpersonal Skills, Negotiation, Analytical Skills, Customer Focus

Industry

Banking

Description
Job Description: As a Relationship Manager for ARB Crop loan collection, He/she will be responsible for building and maintaining strong client relationships, ensuring timely loan repayments, and identifying opportunities for business growth and cross-selling. Acting as a primary point of contact, and ensuring client satisfaction. Identifying and understanding client needs, goals, and challenges to provide tailored solutions. Monitoring and identifying credit deterioration within assigned portfolios and reporting potential downgrades. Ensure compliance with all applicable regulations and bank policies. Prepare and maintain accurate loan documentation and records. Monitor and report on loan performance and portfolio risk. Co-ordination with Legal and credit team for maintaining healthy portfolio. Required Skills and Qualifications: Education: Graduation Experience: 2-4 years of Experience in agricultural lending/Collection or a related field is highly desirable. Knowledge: Strong understanding of agricultural practices, financial analysis, and credit risk assessment. Skills: Excellent communication, interpersonal, and negotiation skills. Other: Ability to work independently and as part of a team, strong analytical skills, and a customer-focused approach.
Responsibilities
The Relationship Manager will be responsible for managing ARB Crop loan collections by building strong client relationships and ensuring timely loan repayments. This role also involves identifying business growth opportunities, monitoring credit health, and ensuring compliance with all regulations and bank policies.