Relationship Manager, Commercial Banking Division at Access Bank PLC

Lagos, Lagos State, Nigeria -

Full Time

Start Date

Immediate

Expiry Date

11 Jun, 26

Salary

0.0

Posted On

13 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Relationship Management, Financial Solutions, Credit Structuring, Risk Minimization, Marketing, Public Relations, Credit Proposal Preparation, Loan Recovery, Negotiation, Profitability Reporting, Budgeting, Analytical Aptitude, Client Focus, Results Oriented, Communication Skills, Professional Attitude

Industry

Banking

Description

At Access Bank, we have a deep commitment to taking care of our customers and employees and making them feel welcomed and valued by building lasting relationships, doing the right thing, exceeding expectations and having a strong commitment to diversity and inclusion. Using the latest banking solutions combined with cutting edge financial technology and the most welcoming and friendly service, you’ll be at the front and centre representing our brand and culture. Do you have a passion for customers, building relationships, and delivering extraordinary customer service? We're looking for energetic, enthusiastic professionals to be the face of Access Bank to our corporate clients. Our offerings focus on relationships with corporates in various sectors by delivering several financial solutions to meet their needs. As a Relationship Manager in Commercial Banking, you’ll give leadership and direction required to ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank. You’ll acquire, manage, retain meaningful relationships with our customers, using your financial knowledge to offer thoughtful solutions to help address their financial needs. Functions & Responsibilities Draw up work schedules for identifying and marketing prospective customers Maintain good public relations with current and prospective customers Plan and report on Marketing calls for the unit Structure credit facilities to address customers' needs and prepare/review credit proposals with the Group Head Monitor and ensure customers’ compliance with credit agreements Loan recovery/remediation Present to and defend proposals before the Credit Committee Provide on-the job training for Account Officers Negotiate foreign exchange and credit rates with customers within limits set by the bank to ensure maximum profitability to the bank Monitor the unit’s performance against monthly/quarterly/annual plans Prepare the Team’s annual budget for consolidation and incorporation into the Group budget by the Group Head Prepare and present the Unit’s Monthly Profitability Report (MPR) to the Group Appraise supervised Account Officer(s) Achieve all financial objectives and ratios Prepare periodic reports for Regional Head Perform other duties as may be assigned by the Zonal Head Desired Skills Minimum of 5 years of experience in a bank, 2-3 years of which should have been in a team position. A good first degree in any discipline. Relevant Masters’ degree and/or a recognized professional certification will be an advantage. Good analytical aptitude and proven ability to learn and exert sound judgment Consistently demonstrate strong attention to details. Ability to be client focused and results oriented Excellent verbal and written communication skills Consistently demonstrate a professional attitude Knowledge of treasury services products is a plus Credit skills/experience (i.e., financial accounting, commercial lending, industry awareness, loan structuring, etc.) Knowledge of credit and the credit approval process; able to work with business and risk officers, product partners ‎and clients on credit requests‎ and issues Proven planning, negotiation and organizational skills; able to prioritize and manage multiple client requests and projects So, what can we offer you in return? You can expect excellent benefits, personal development, and a career that's enriching and full of opportunity! This is inclusive of but not limited to: Competitive pay that surpasses industry and matches global standards Career Growth Merit driven performance management system Adequate training and development to help improve your knowledge. Employee recognition based on Performance Only shortlisted candidates would be contacted

Responsibilities

The Relationship Manager will lead and direct efforts to develop and maintain customer relationships by offering valuable financial products and services while controlling costs and bank risk. Key functions include identifying and marketing prospective customers, structuring credit facilities, monitoring compliance, and managing loan recovery efforts.