Key Accountabilities

• Maintain and improve relationships with the large multi-national corporate client base and broaden market and corporate knowledge.
• Strong focus on identifying additional earning opportunities through a thorough knowledge of the client, the sector and the Bank’s product capabilities.
• To provide strategic and marketing support to Relationship Directors.
• Contributing to ensure the annual team income budget is met or surpassed.
• Ensuring the satisfactory credit profile of the portfolio, through production of concise credit analysis in a timely manner for review by the credit risk team and on-going risk monitoring. Includes proficiency with reviewing financial information, producing analysis and having the capability to produce financial forecast modelling.
• To be aware of structural risk and documentary issues and be able to execute, monitor and respond to such issues over the lifetime of facilities.
• Ensuring compliance with regulations and bank internal policies and procedures, including Know-Your-Customer requirements.

Job Duties & Responsibilities

• Credit:Structuring accurate, concise and comprehensive credit applications and annual credit reviews, through assessment of a company’s financials, strengths and weaknesses together with industry analysis, in line with DBS risk parameters as part of an overall risk return assessment.
• To provide ongoing risk monitoring of the client portfolio, including analysis of financial information, financial covenant performance and stress testing where appropriate.
• Ensure effective execution of all facilities post credit approval including legal documentation review and negotiation. Documentary support post facility close including management of amendments, waivers and related issues.
• Ensure good working knowledge of DBS credit policies and procedures.
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