Relationship Manager - LAP ( Ameerpet ) at Credit Saison India

Hyderabad, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Relationship Management, Loan Against Property, Financial Analysis, Sales Sourcing, Due Diligence, Portfolio Management, Negotiation, Customer Service, Market Analysis, Microsoft Office Suite

Industry

Financial Services

Description

Job Summary** The Relationship Manager - LAP (Loan Against Property) is responsible for building and maintaining strong client relationships, achieving sales targets for LAP products in the Ameerpet region, and ensuring high levels of customer satisfaction. Job Responsibilities** * Develop and manage a portfolio of LAP clients, identifying their financial needs and offering suitable loan solutions. * Actively source new business opportunities through various channels, including referrals, networking, and direct outreach. * Conduct thorough financial analysis and due diligence for loan applications, ensuring adherence to company policies and regulatory guidelines. * Prepare and present loan proposals to clients, effectively explaining terms, conditions, and benefits. * Collaborate with credit, legal, and operations teams to facilitate smooth loan processing and disbursement. * Monitor portfolio performance, identify potential risks, and implement appropriate mitigation strategies. * Provide excellent customer service, resolving queries and complaints promptly and efficiently. * Keep abreast of market trends, competitor activities, and regulatory changes in the LAP sector. * Achieve individual and team sales targets for LAP products. * Maintain accurate records of client interactions and sales activities. Job Qualifications** * Bachelor's degree in Business Administration, Finance, Marketing, or a related field. * Minimum of 3-5 years of experience in sales and relationship management, preferably within the financial services industry, with a focus on Loan Against Property (LAP). * Proven track record of achieving sales targets. * Strong understanding of financial products, particularly LAP, and the real estate market. * Excellent communication, negotiation, and interpersonal skills. * Ability to build rapport and maintain long-term client relationships. * Strong analytical and problem-solving abilities. * Proficiency in Microsoft Office Suite. * Knowledge of the local market (Ameerpet) is highly desirable. * Ability to work independently and as part of a team. At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Responsibilities

The role involves building and managing a portfolio of Loan Against Property (LAP) clients to achieve sales targets in the Ameerpet region. Responsibilities include sourcing new business, conducting financial due diligence, and collaborating with credit and legal teams for loan disbursement.