Relationship Manager - LAP ( LB Nagar ) at Credit Saison India

Hyderabad, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Against Property, Relationship Management, Financial Assessment, Sales Sourcing, Client Acquisition, Credit Evaluation, Negotiation, Interpersonal Skills, Market Analysis, Pipeline Management, Telugu Proficiency, Problem Solving

Industry

Financial Services

Description

Job Summary:** The Relationship Manager - LAP will be responsible for sourcing, acquiring, and managing Loan Against Property (LAP) clients within the LB Nagar region. This role focuses on building strong client relationships, achieving sales targets, and ensuring customer satisfaction through effective financial solutions. Job Responsibilities:** * Identify and cultivate new business opportunities for Loan Against Property (LAP) in the designated LB Nagar territory. * Develop and maintain a robust pipeline of potential LAP clients through various channels, including networking, referrals, and direct outreach. * Conduct thorough financial assessments of clients to understand their needs and recommend appropriate LAP products. * Guide clients through the entire loan application process, including documentation, credit evaluation, and disbursement. * Achieve and exceed monthly/quarterly sales targets for LAP products. * Build and nurture long-term relationships with existing clients to ensure repeat business and referrals. * Collaborate with internal teams, including credit, operations, and legal, to ensure smooth loan processing and customer service. * Stay updated on market trends, competitor activities, and regulatory changes pertaining to the LAP segment. * Prepare and submit regular reports on sales activities, client interactions, and market feedback. * Ensure compliance with all company policies and regulatory guidelines. Job Qualifications:** * Bachelor's degree in Business, Finance, or a related field. * Proven experience (2-5 years) in sales or relationship management within the financial services industry, specifically with Loan Against Property (LAP). * Strong understanding of LAP products, processes, and credit policies. * Excellent communication, negotiation, and interpersonal skills. * Demonstrated ability to build and maintain client relationships. * Results-oriented with a proven track record of achieving sales targets. * Ability to work independently and as part of a team. * Proficiency in local language (Telugu) is highly desirable. * Strong analytical and problem-solving abilities. * Knowledge of the LB Nagar market and client base is an advantage. At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Responsibilities

The role involves sourcing and acquiring Loan Against Property (LAP) clients within the LB Nagar region while managing a robust sales pipeline. The manager is responsible for conducting financial assessments and collaborating with internal teams to ensure smooth loan disbursement and customer satisfaction.