Relationship Manager - LAP-Loan Against Property-Sales at Kotak Mahindra Bank

Rajkot, gujarat, India -

Full Time

Start Date

Immediate

Expiry Date

06 Oct, 26

Salary

0.0

Posted On

08 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Against Property Sales, Customer Relationship Management, Mortgage Sales, Direct Sales Management, Cross Selling, Business Development, Builder Relations, Credit Analysis Liasoning, Portfolio Management, Sales Distribution

Industry

Banking

Description

The ‘Loan Against Property (LAP)’ Business vertical is the part of ‘Secured Assets’ division of the Consumer Bank. This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties. We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting. The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals. We have recently started funding Salaried customers also. The vertical has Pan India presence with coverage in most of the major towns of the country. The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels i.e. Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc. Job Role: * Manage sales for Loan against Property business from cross channel and open market * Manage sales and distribution through the cross channel and open market channels * Ensure unilateral growth by adding new Branches * Manage and grow the Direct Sales team and focus on increased Productivity * Marketing and encashing catchment areas * Meeting HNI clients and explaining various products related to Loan against property/HF/ Working capital. * Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets * Responsible for Project approvals of Builders * Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. * Training & Development of the DST Team and DSAs * Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations * Responsible for end to end processing of the case and updating the status of the same to the customers. * Ensuring Top Class service for Customers for better NPS Scores * Experience in SECURED LOAN SALES is Must Job Requirements: * Qualification - Graduate / MBA Skills & Experience – * Minimum 2 years work experience in Home Loan /Mortgage Sales with DMA/DST/Bank Branches * Customer relationship management skills * Sales and service orientation

Responsibilities

Manage sales and distribution for Loan Against Property business through cross-channel and open market sources. Responsible for acquiring HNI clients, managing builder tie-ups, and driving revenue through cross-selling insurance and banking products.