Relationship Manager - LAP ( Suryapet ) at Credit Saison India

Suryapet, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Against Property, Relationship Management, Financial Analysis, Due Diligence, Sales Target Achievement, Customer Acquisition, Credit Underwriting, Negotiation, Interpersonal Skills, CRM Software, Telugu Proficiency, Market Analysis

Industry

Financial Services

Description

Job Summary:** As a Relationship Manager - LAP (Loan Against Property) based in Suryapet, you will be responsible for originating, developing, and managing relationships with clients seeking LAP products. This role focuses on achieving sales targets, ensuring customer satisfaction, and contributing to the growth of the LAP portfolio within the assigned territory. Job Responsibilities:** * Identify and acquire new customers for Loan Against Property (LAP) products within the Suryapet region. * Manage and nurture existing customer relationships to maximize business opportunities and ensure high levels of customer satisfaction. * Conduct thorough financial analysis and due diligence for LAP applications, ensuring adherence to company policies and regulatory guidelines. * Prepare and present loan proposals to credit committees, articulating the client's profile and the merits of the application. * Achieve monthly and quarterly sales targets for LAP disbursements and portfolio growth. * Collaborate with internal teams, including credit, operations, and legal, to ensure smooth processing and sanctioning of loans. * Stay updated on market trends, competitor activities, and regulatory changes pertaining to the LAP sector. * Provide excellent customer service, addressing inquiries, and resolving issues promptly and professionally. * Maintain accurate and up-to-date records of customer interactions and sales activities. * Participate in promotional activities and marketing campaigns to enhance brand visibility and generate leads. Job Qualifications:** * Bachelor's degree in Business Administration, Finance, Commerce, or a related field. * Proven experience (typically 2-5 years) in sales or relationship management within the financial services industry, specifically with exposure to Loan Against Property (LAP) products. * Strong understanding of the LAP product lifecycle, including origination, underwriting, and disbursal processes. * Excellent communication, negotiation, and interpersonal skills. * Demonstrated ability to achieve sales targets and build strong client relationships. * Sound knowledge of local market dynamics in Suryapet and surrounding areas. * Ability to work independently and as part of a team in a fast-paced environment. * Proficiency in local language (Telugu) is essential. * Basic computer literacy and familiarity with CRM software. At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Responsibilities

The role involves originating and managing Loan Against Property (LAP) portfolios by acquiring new customers and nurturing existing relationships in the Suryapet region. Responsibilities include conducting financial analysis, preparing loan proposals, and collaborating with internal teams to ensure smooth loan processing.