Relationship Manager - LAP ( Suryapet ) at Credit Saison India

Suryapet, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Against Property, Relationship Management, Financial Analysis, Credit Appraisal, Risk Management, Sales, Due Diligence, Customer Retention, Negotiation, Interpersonal Skills, Cross-selling, Portfolio Management

Industry

Financial Services

Description

Job Summary:** As a Relationship Manager - LAP in Suryapet, you will be responsible for managing and growing a portfolio of Loan Against Property (LAP) clients. This involves building strong relationships, identifying their financial needs, and providing tailored LAP solutions to achieve business targets. Job Responsibilities:** * Proactively identify and acquire new clients for Loan Against Property (LAP) in the Suryapet region. * Manage and nurture an existing portfolio of LAP clients, ensuring high levels of customer satisfaction and retention. * Conduct thorough financial analysis and due diligence for LAP applications, adhering to company policies and regulatory guidelines. * Understand client financial needs and cross-sell other banking products and services where appropriate. * Achieve individual and team sales targets for LAP products. * Prepare and present loan proposals to credit committees, justifying the viability of each application. * Monitor market trends and competitor activities to identify new business opportunities and threats. * Ensure compliance with all internal policies, procedures, and external regulatory requirements. * Provide excellent customer service and resolve client queries and concerns effectively and efficiently. * Maintain accurate records of client interactions and loan applications. Job Qualifications:** * Bachelor's degree in Finance, Business Administration, or a related field. * Proven experience (2-5 years) in sales or relationship management within the banking or financial services industry, specifically with Loan Against Property (LAP) products. * Strong understanding of LAP products, credit appraisal, and risk management principles. * Excellent communication, negotiation, and interpersonal skills. * Demonstrated ability to build and maintain strong client relationships. * Results-oriented with a proven track record of achieving sales targets. * Proficiency in local language (Telugu) is highly preferred. * Knowledge of the Suryapet market and local business landscape is an advantage. * Ability to work independently and as part of a team. At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Responsibilities

Manage and grow a portfolio of Loan Against Property (LAP) clients in the Suryapet region through proactive acquisition and relationship nurturing. Conduct financial analysis and due diligence to prepare loan proposals while achieving sales targets and ensuring regulatory compliance.