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Relationship Manager-LOANS AGAINST GOLD-Marketing Branches Operations at Kotak Mahindra Bank

Maheshtala, west bengal, India -

Full Time

Start Date

Immediate

Expiry Date

05 Jul, 26

Salary

0.0

Posted On

06 Apr, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Gold loan management, Marketing, Relationship management, Compliance, Documentation, Communication skills, Convincing skills, Market analysis, Branch operations

Industry

Banking

Description

Grade-E0/M1 Role- Gold Loan Relationship Manager Job Description : * Ensure Gold Loan targets of the branch are met month on month * Ready to move in market and generate Gold loan leads * Smooth Process of Gold loan is done at the branch * Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff * Should always be market and Competition savvy * 100% maintaining compliance of processing Gold Loan * Maintenance of Gold loan Registers at branch level * To identify new assayers for the branch – Maintain 3 assayers for each branch * Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization * To maintain Zero NPA of the branch * TAT to be maintained while processing the Gold loan or Closure of Gold loan * Closure documents to be sent to CPC Chennai within HO specified period . * Make sure Weighing machine balance & Assayer agreements are renewed on time. JOB REQUIREMENT * Graduation is must * Good communication skills * Should have good convincing skills

Responsibilities

The Relationship Manager is responsible for meeting gold loan targets, generating leads, and ensuring smooth branch operations. They must also maintain compliance, manage documentation, and ensure zero non-performing assets (NPA) for the branch.