Relationship Manager-Portfolio-AGRI-FIN-PROJECTS (AF)-Marketing Branches Op at Kotak Mahindra Bank
, , -
Full Time


Start Date

Immediate

Expiry Date

16 Jan, 26

Salary

0.0

Posted On

18 Oct, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Relationship Management, Communication Skills, Portfolio Management, Customer Service, Cross Selling, Credit Analysis, Risk Management, Monitoring Accounts, Agri Business Knowledge, Loan Products, Team Collaboration, Customer Engagement, Post Disbursement Management, Local Language Proficiency, Financial Analysis, Problem Solving

Industry

Banking

Description
Opportunity to work with Best Bank of Country – Kotak Mahindra Bank Department Agri Business Group (Agri SME – Working Capital Loans) Job Title Relationship Manager - Grade – M3 / M4 (Manager / Sr. Manager) – Portfolio Management Reporting to Area Sales Manager (ASM) Location  Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.  To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities  Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.  Deepening relationship with existing customers through Cross sell liability & other third party products.  Continuous monitoring of the accounts to ensure business is a per budgets  Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection  To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.  CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply  People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.  Strong oral and written Communication  Relationship Management Skill Job Requirements Job Profile
Responsibilities
Manage and grow an existing portfolio of customers in Agri, Food processing, and MSME Industries by offering loan products. Deepen relationships with existing customers through cross-selling and ensure continuous monitoring of accounts for portfolio hygiene.
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