Residential Lending Post Closer at QCR Holdings, Inc.

Springfield, Missouri, United States -

Full Time

Start Date

Immediate

Expiry Date

16 Jun, 26

Salary

0.0

Posted On

18 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Residential Loan Closing, Administrative Assistance, Fannie Mae, Freddie Mac, Veteran Affairs, Federal Housing Administration, Rural Development, Credit Policy, HMDA Preparation, File Documentation, Investor Submission, Secondary Market Funding, Relationship Building, Regulatory Compliance, Organizational Skills, Confidentiality

Industry

Financial Services

Description

Description TITLE: Residential Lending Post Closer DEPARTMENT: Residential Lending JOB SUMMARY: The Residential Lending Post Closer is responsible for providing residential lending post-closing administrative assistance and performing responsibilities associated with post-closing residential loans. ESSENTIAL FUNCTIONS: Provide prompt, courteous, and excellent service to internal and external clients. Prepare residential loan closing documents accurately and quickly in accordance with: Fannie Mae, Freddie Mac, Veteran Affairs, Federal Housing Administration, Rural Development, the bank's credit policy manual and residential lending procedures manual. Promote a team environment by providing assistance to other team members with internal or customer inquiries or issues, and by performing other duties in the absence of others within the department, or in times of unusual activity. Manage and maintain confidential customer information. Monitor and manage residential lending officers’ pipelines, ensuring deadlines, commitment dates and rate locks are met. Monitor commitments and price expirations to expedite closing and ensure timely receipt of required information. Complete FHA Case Binders. Prepare and monitor HMDA on closed loans. Prepare, analyze and maintain all file documentation related to residential loan closing activities. Review signed closing packages to ensure accuracy prior to sending file for booking. Submit loans to investors and balance secondary market funding when loan is purchased by an investor. Build and maintain relationships in the residential lending community. Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. Foster and preserve a culture of inclusion. Additional duties and responsibilities may be required to support the company’s mission, vision and values. QUALIFICATIONS: High school diploma or equivalent required. Prior experience in residential loan processing, closing and/or underwriting required. Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner. Demonstrated knowledge of residential lending procedures and regulatory compliance requirements. Excellent organizational skills with the ability to organize and manage a variety of projects and tasks. Capability to manage sensitive information and uphold confidentiality. Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. Strong verbal, written and interpersonal communication skills. WORKING CONDITIONS: Duties are performed in a professional office environment. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.

Responsibilities

The Residential Lending Post Closer provides administrative support for post-closing residential loans, which includes accurately preparing closing documents according to various federal and bank guidelines. This role also involves managing loan pipelines, monitoring commitments, completing necessary regulatory filings like HMDA, and ensuring the accuracy of closing packages before submission to investors.