Residential Loan Consultant at Adirondack Trust Company

Saratoga Springs, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

20 Jul, 26

Salary

35000.0

Posted On

21 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage lending, Financial analysis, Credit report analysis, Appraisal review, Loan documentation, Client relationship management, Business development, Underwriting, Communication, Networking

Industry

Banking

Description

POSITION SUMMARY: The Residential Mortgage Consultant is responsible for soliciting new business and expanding the business of current customers through the sale of mortgage products. This position involves developing relationships with attorneys, developers, and real estate brokers to generate new mortgage business. The consultant handles complex mortgages that involve larger loan amounts. Applicants must be willing to perform all necessary job functions and uphold all customer confidentiality. Duties and expectations include meeting clients face-to-face outside the office or bank. ESSENTIAL FUNCTIONS: Analysis of financial statements, credit reports, appraisals and all related loan documentation. Responsible for interviewing applicants, taking applications, and making underwriting recommendations. Serves as a principle point of contact for the customer should they need assistance while their loan is in processing Attend local trade shows, open houses, and realtor functions as a representative of The Adirondack Trust Company. *Other duties as assigned *Some of these functions may require evening or weekend hours. MINIMUM JOB REQUIREMENTS: Bachelor’s degree. Previous residential lending experience preferred. PHYSICAL DEMANDS: Must be able to hear well enough to communicate with customers, co-workers, and outside bank personnel. Communicate Orally. Normal daily physical activities include walking, standing, sitting, stooping, bending, pushing, and pulling. Must be able to read reports and use a computer. Occasionally will lift 20-30 pounds (files, cash drawer, etc.) Adirondack Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, transgender status, gender identity, gender dysphoria, sexual orientation, national origin, physical or mental disability, protected veteran status, marital and familial status, domestic violence victim status, known relationship or association with any member of a protected class or other characteristics protected by applicable law.

Responsibilities

The Residential Loan Consultant is responsible for soliciting new mortgage business and managing client relationships through face-to-face meetings and networking. They also perform financial analysis, process loan applications, and provide underwriting recommendations.