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Retail Banking Executive - Auto Finance-UAEN only at Emirates Islamic Bank

, , United Arab Emirates -

Full Time

Start Date

Immediate

Expiry Date

07 Sep, 26

Salary

0.0

Posted On

09 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Auto Finance, Relationship Management, Sales, Cross-selling, Credit Judgment, Financial Analysis, Credit Proposals, Customer Service, Portfolio Quality Management, Negotiation

Industry

Banking

Description

Brief Description: The job holder is responsible to build / leverage key business relationships to maximize market share & achieve sales though the Auto Finance. The role requires the job holder to provide customers with information on financial products and services and explore opportunities for cross-selling during customer interactions. The job holder should combine meeting financial targets with providing excellent customer service to achieve their set targets. Detailed Description: * Assigned sales target to be met on yearly and monthly basis. Process high volume transactions/information accurately within stipulated service standards and turnaround time. * Maintain good relationship with all the constituents in the market to ensure that quality business is referred to the company on a regular basis. * To provide quality services to achieve and maintain targeted customer satisfaction index levels and to retain loyalty of customers for repeat and referral business. * To ensure portfolio quality by exercising sound credit judgment and by complying with Credit & Product parameters to complete all formalities and documentation in line with corporate policy. * To pro-actively call on showrooms and customers and promptly respond to calls from them to negotiate and finalize business deals within the targeted turnaround time. * To analyze financials submitted by the customers and prepare credit proposals for submission to appropriate approval authorities. What we offer you: * Competitive salary package * Strong emphasis on work-life balance and wellbeing across the bank * World-class Learning & Development platform and career development * Generous annual leave entitlement and Private Healthcare * Preferential banking facilities for employees

Responsibilities

The role focuses on maximizing market share in auto finance by building key business relationships and achieving sales targets. Responsibilities include analyzing customer financials, preparing credit proposals, and providing high-quality customer service.