About Dividend
At Dividend, we question convention, reward creativity, and always welcome new ideas. We are hungry to win, happy to help, and determined to succeed. Every day, we get to see the impact we’ve had on our customers, our partners, and on the world around us. So, take a look and see if you think you’d be a good fit for Dividend.

MINIMUM KNOWLEDGE AND SKILLS REQUIRED:

• Bachelors or Masters in STEM or Economic background preferred with a focus on hypothesis and data driven solutions or equivalent work experience
• 2+ years of experience in Credit Risk, Operations Analytics, Modeling/Data Science or related field
• Highly proficient in SAS/R/Python and SQL along with advanced MS EXCEL skills, pivot tables, etc., preferably include VB / macro writing.
• Ability to manipulate large datasets. Strong understanding of A/B Test and Control methodologies
• Ability to communicate complex ideas as simple, easy to understand concepts; ability to present effectively to both business and technical audiences at all levels of the organization
• Ability to effectively manage multiple tasks with challenging deadlines and priorities
• Build partnerships, collaborate, and influence at senior levels and across the business
  Dividend - Risk and Strategy Analyst II
  Total Base Pay Range 69,800.00 - 143,100.00 USD Annual
  At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
  The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
  Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at:
  https://www.53.com/content/fifth-third/en/careers/benefits.html
  or by consulting with your talent acquisition partner.
  LOCATION - Chicago, Illinois 60611
  Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status

• Perform analyses and build models to launch new product, risk and pricing strategies for Solar and Home Improvement lending products
• Drive step-change improvements in credit performance by analyzing historical loan data, develop risk scorecards, and testing hypotheses using rigorous monitoring and analysis
• Develop the ecosystem that delicately and proactively manages the risk between the installer/contractors and end consumers
• Establish, document, and formalize processes and controls to drive greater operational efficiencies and excellence for critical initiatives and deliverables. Address risk and opportunities and existing procedures
• As a key member of the Risk and Strategy organization, work closely with Technology, PMO, and Operations to scope operational feasibility, lead implementation efforts and launch MVP iterating quickly as we get more learnings and market feedback
• Conduct ad-hoc deep-dive analyses for senior leadership to drive strategic business decisions
• Support existing Solar products through improved risk policies and valuations methodologies
• Develop next generation of Home Improvement offerings through both product, pricing, and strategic levers
• Work with onsite and offshore vendor partners in the execution of data projects