DO WORK THAT MATTERS:

Risk Management is responsible for developing and deploying the risk frameworks to allow the Group to take conscious exposures to credit, market, operational, compliance and insurance risks within a Board-approved appetite.
Risk Management ensures the Group has appropriate strategies and frameworks in place to assess, manage and report on credit, market, operational, compliance and insurance risks.
Risk Management has policy teams that specialise in credit, market, operational, compliance and insurance risks as well as business unit facing teams.
These areas collaborate with each other and specific areas within the Group to implement the Risk Management frameworks.

• Decision Agribusiness and Commercial credit applications, exercising sound commercial judgment while operating within the parameters of your personal delegation and the stated risk appetite.
• Demonstrate best practice standards of credit origination, analysis, review, and recommendation.
• Deliver insightful advice to internal clients, working with them to ensure solutions focus for clients and transactions.
• Analyse industry changes which might impact risk outcomes, being able to recognise and recommend appropriate changes to structuring of credit proposals to control and manage these changes.
• Meet with external clients to develop a thorough understanding of their business, while maintaining the requirement of independent risk assessment.
• Review transaction documentation in consultation with Bankers and legal counsel.
• Work efficiently and effectively to optimise credit decisioning processes and turnaround times.
• Strive for on-going improvement of the Risk Management culture by actively looking to simplify policies and systems so that BB RM can provide excellent customer service to the Business.
• Ensure portfolios are appropriately monitored and where necessary ensure action is taken expeditiously where credit migration is evident.
• Work collaboratively and contribute to a strong performance culture within Risk Management and with Business peers.