BECOME PART OF LLOYDS BANK GMBH!

We are a team of 50 different nationalities where colleagues and customers come first. Do you want to be part of our great team? Apply today!
Are you ready to be part of a forward-thinking team that plays a crucial role in safeguarding our financial stability? Welcome to the Risk Management & Controlling (RMC) department at Lloyds Bank GmbH. The team is at the forefront of identifying, assessing, and mitigating risks to ensure the bank’s resilience and success. We are a diverse group of professionals who thrive on collaboration, innovation, and excellence

YOUR KNOWLEDGE/EXPERIENCE

• Educated to a degree level in a relevant subject (e.g. business economics, law, econometrics), with a track record of continuous development
• Several years’ of professional experience in financial and non-financial risk management in corporate lending, preferably in an ECB-supervised institution
• Knowledge on corporate products, mainly in the lending and trade finance area
• Deep understanding of various risk types the bank is exposed to, both financial and non-financial
• Comprehensive knowledge of EBA requirements and ECB expectations for managing a bank’s risk profile
• Data analytics and programming skills (VBA, SQL, Python) are a plus
• Excellent communication skills in English; proficiency in German or Dutch is a plus

• Expand and maintain the Governance Framework for corporate lending in line with the Bank’s Risk Management Framework (RMF) and Risk Appetite Framework
• Support the development of new policies and procedures as more new product types will be added to the corporate lending product suite
• Align requirements between Lloyds Banking Group, Local regulation (e.g. EBA and ECB requirements) and the bank’s appetite and reflect this in the policies, procedures and processes
• Collaborate closely with local and Group risk colleagues to align on approaches to manage the credit risk and expand the corporate lending business within the EU
• Regularly perform control effectiveness tests and manage the Risk Control Self-Assessment System (RCSA) for Corporate Business to assess if policies and procedures are complied with
• Perform oversight over 1st line controls to ensure these operate effectively
• Identify and assess risks to ensure they are managed within the bank’s risk appetite and provide advice on the setting of credit risk appetite for corporate exposures
• Analyse relevant regulatory developments (CRR, CRD, MaRisk, EBA Guidelines) and provide recommendations for implementation and compliance
• Prepare timely, accurate, and insightful management reports for both internal and regulatory purposes