Risk Manager (Credit Portfolio) at FirstRand Bank India

Windhoek, Khomas, Namibia -

Full Time

Start Date

Immediate

Expiry Date

04 Jan, 26

Salary

0.0

Posted On

06 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Management, Data Analysis, Stakeholder Management, Credit Origination, Collateral Management, Risk Reporting, Regulatory Compliance, Analytical Skills, Communication Skills, Proactive Problem Solving, Digital Banking, Fintech Trends, Governance Structures, Process Improvement, Action Plan Development, Risk Assessment

Industry

Banking

Description

Job Description To manage relevant risks within area of accountability by identifying, managing and mitigating risk in accordance with defined business appetite and aligned to relevant risk frameworks and policies. Hello Future Risk Manager (Credit Portfolio) Welcome to FNB Namibia, where we believe help is at the heart of human greatness. Our vision is to be a great business to help create a better world. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change. PURPOSE OF THE POSITION To manage relevant risks within area of accountability by identifying, managing and mitigating risk in accordance with defined business appetite and aligned to relevant risk frameworks and policies. Are you someone who can: Identify, measure, assess, report and monitor risks within the designated portfolio (includes credit origination, collateral management, on-going risk management and collections); Provide expert guidance on the implementation and enhancement of risk tools, ensuring alignment with business needs and regulatory frameworks. Monitor and evaluate the effectiveness of risk tools and reporting systems, ensuring data integrity and accurate business line mappings. Perform deep dive data analysis to identify and measure trends of risk exposure Conduct root cause analyses to identify key risk areas and oversee the development of action plans to mitigate those risks. Document and analyse processes for enhancement, efficiency and other improvement opportunities Prepare and analyze risk reports for presentation at various Risk Committees, ensuring timely and accurate submissions. Drive a combined assurance approach by collaborating with internal stakeholders and assurance partners to manage key risk matters. Lead comprehensive risk assessments for new products, services, and business initiatives, ensuring alignment with the approved risk appetite. Develop and maintain a monitoring plan to ensure coverage of key controls and compliance with relevant risk control frameworks. Build and nurture a strong risk culture through awareness campaigns, stakeholder engagement, and training initiatives. Track and report progress on risk strategy implementation to relevant governance forums and escalate significant risk issues as needed. Collaborate with cross-functional teams to ensure business continuity plans are tested, updated, and aligned with strategic objectives. You will be an ideal candidate if you meet the below requirements: Bachelor of Accounting, Commerce, Finance, Risk Management, or Data Science. A relevant postgraduate qualification or professional certification in Risk , Auditing, Accounting and/or Process Engineering will be an added advantage. Experience in Banking Sector Credit department will also be an added advantage Minimum of 5 years’ experience in financial services or banking, with at least 2 years middle management role. Strong understanding of risk frameworks, governance structures, and regulatory requirements. Experience in data analysis, risk reporting, and the use of risk management tools. Skills & Competencies Analytical and detail-oriented Strong communication and stakeholder management Proactive and solution-driven Familiarity with digital banking and fintech trends You will have access to: Opportunities work at the forefront of digital and financial sector innovation in Namibia. Collaborate with experienced professionals across disciplines. We can be a match if you are someone who: Always does the right thing – Fight for ethical conduct and transparency, both inside and outside Stay curious – Believes in insight, creativity, and its power to unlock value Is deeply invested – Takes initiative and be a leader in your own right Values our differences – Is inclusive, gracious, decent, and humble Builds trust, not territory – Creates a culture of sharing Has courage – Speaks one’s mind and encourages others to do the same Are you interested to take the step toward this exciting opportunity? We look forward to engaging with you further. Apply now! All applications must be done via the Group’s application portal. To access the portal click on the link below. Workday (myworkdayjobs.com) All appointments will be made in line with FirstRand Namibia’s Employment Equity plan. The Group actively supports the recruitment and advancement of people with disabilities. We encourage that candidates voluntarily declare their disability and consult the Group should they require reasonable accommodation. Closing Date: 20 October 2025 #Post #FNB #LI-LA2 Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 22/10/25 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties. Introduce yourself to our recruiters and we will get in touch if there's a role that seems like a good match. Should you have any queries, please log it via MyQ. FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.

Responsibilities

The Risk Manager will identify, manage, and mitigate risks within the credit portfolio, ensuring alignment with business appetite and risk frameworks. Responsibilities include monitoring risk tools, conducting data analysis, and preparing risk reports for governance forums.