About the job

ABOUT EDENRED

Edenred is the leading digital platform for corporate services in the areas of benefits, professional mobility, and B2B payments.

Operating in 44 countries, it connects more than 60 million users to over 2 million partner merchants through more than 1 million client companies.

Edenred offers solutions dedicated to employee engagement (meal vouchers, commuting, gift vouchers, wellness, rewards, and preferential offers to boost purchasing power), mobility (multi-energy solutions, including EV charging, fleet management services, maintenance, toll, and parking), and corporate payments (virtual cards). In addition to its own solutions, Edenred also distributes offers from more than 120 partners on its platform.

True to the Group's purpose, "Enrich connections. For good.", these solutions enhance users' well-being and purchasing power and simplify the lives of professional drivers while promoting access to healthier food, more environmentally friendly products, and more sustainable mobility. They improve the attractiveness and efficiency of businesses and vitalize the employment market and the local economy.

Edenred’s 12,000 employees are committed to making the world of work a connected ecosystem that is safer, more efficient and more responsible every day. In 2024, thanks to its global technology assets, the Group generated a business volume of nearly €45 billion, mainly through mobile applications, online platforms and cards.

Edenred is listed on the Euronext Paris stock exchange and included in the following indices: CAC Next 20, CAC Large 60, Euronext 100, Euronext Tech Leaders, FTSE4Good, DJSI Europe Index, DJSI World Index, and MSCI Europe.

THE UAE CONTEXT

Edenred UAE is a fast growing payroll service provider serving more than 15,000 business and more than 2.2 million unbanked employees. We service over 10 banks and 35 financial institutions. We offer a unique value proposition for companies to manage their payroll and for employees to receive their salaries and use it in the simplest way offering multiple value added services via our mobile app (money transfer, mobile recharge and card services).

THE ROLE

In line with group values, the Risk Officer will manage and deliver reliable and updated Operational, Financial, Compliance, Business Continuity, Information Security risk registers. The role acts as a key second line of defence for the respective clients, ensuring that operational, regulatory, technology, cyber, conduct, and third-party risks are properly identified, monitored, and managed.

RESPONSIBILITIES

Manage and control the risk assessment process to ensure that key processes are covered and critical deficiencies are identified.
Produce and generate Feasibility Studies, Risk Reports, Management Information Packs, risk updates, and GRC software reports.
Manage the sharing of risk information internally across the organization and externally to stakeholders to enable proactive risk management and an effective controls environment.
Develop and maintain the Enterprise Risk Management framework, Risk Appetite Statement, and Key Risk Indicators.
Own and update risk policies, procedures, and risk governance documentation.
Maintain the Risk Register across operational, regulatory, financial, security, conduct, technology, and third-party risks.
Provide risk reporting and insights to senior management, the Board, and relevant committees.
Assess risks related to new products, digital assets, technology infrastructure, and cybersecurity.
Oversee outsourcing and third-party risk management, including due diligence and ongoing monitoring.
Lead incident management, root cause analysis, and control improvement actions.
Work closely with the Compliance and MLRO teams to align risk management with regulatory and financial crime obligations.
Support regulatory discussions and ensure risk documentation is regulator ready.

YOUR PROFILE

Bachelor’s degree in Business Administration, Risk Management, or a related discipline, with at least 5 years of relevant experience.
Attendance at courses or seminars in enterprise risk management in fields related to the activities; Financial Risk Manager (FRM), Professional Risk Manager (PRM), Certified in Risk and Information Systems Control (CRISC), or equivalent audit/risk credentials preferred.

PROFESSIONAL EXPERIENCE

Risk management experience for alternative asset managers, with experience in regulated entities;
Must have ADGM/FSRA or CBUAE knowledge and relationships.
Deep knowledge of regulatory reporting frameworks, risk modeling, portfolio analysis, and enterprise control evaluation.
Strong strategic thinking, macro-trend analysis, and executive communication skills, including statistics, data collection, analysis, and data presentation.

Responsibilities