Risk & Underwriting Senior Analyst - CIGNA - Hybrid at The Cigna Group

Philadelphia, Pennsylvania, United States -

Full Time

Start Date

Immediate

Expiry Date

25 Apr, 26

Salary

97400.0

Posted On

26 Jan, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Risk Assessment, Rate Development, Sales Strategy, Pricing Strategies, Analytical Skills, Financial Acumen, Communication Skills, Organizational Skills, Detail Oriented, Team Player

Industry

Hospitals and Health Care

Description

The job profile for this position is Risk & Underwriting Senior Analyst, which is a Band 3 Senior Contributor Career Track Role. Excited to grow your career? We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply! Our people make all the difference in our success. POSITION SUMMARY The Risk & Underwriting Senior Analyst is responsible for managing a portfolio of international renewals and overseeing new business quoting activities. The position focuses on driving growth through the acquisition and retention of large-case clients, ensuring competitive solutions and exceptional service throughout the process. ESSENTIAL FUNCTIONS Underwrites an inforce book of business and new business quotes, focused on attaining profitable growth, persistency, and earnings. Performs case-specific risk assessments. Responsible for account level rate development and conducting sales strategy discussions with internal business partners. Proficient with manual rating pricing methodologies and new business and renewal pricing strategies. Responsible for an assigned book of business consisting of accounts in our SME (Small-to-Medium Employer) segment. Works directly with Sales and Client Management teams on new business quotes and renewals, requires the ability to articulate our pricing strategies, risk concerns, and underwriting analysis. QUALIFICATIONS Bachelor's degree in Finance, Business or related field and/or equivalent work experience. 1+ years of underwriting, finance or related experience strongly preferred. Strong organizational and prioritization skills. Analytical and financial acumen. Excellent written and verbal communication skills. Success in multi-tasking environment. Detail oriented and team player. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 58,400 - 97,400 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. Please note that you must meet our posting guidelines to be eligible for consideration. Policy can be reviewed at this link. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Responsibilities

The Risk & Underwriting Senior Analyst manages a portfolio of international renewals and oversees new business quoting activities. The role focuses on driving growth through the acquisition and retention of large-case clients while ensuring competitive solutions and exceptional service.