Rotational Credit Analyst Hybrid, Chicago, IL) at Byline Bank.

Chicago, Illinois, United States -

Full Time

Start Date

Immediate

Expiry Date

05 Jun, 26

Salary

65000.0

Posted On

07 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Financial Statement Analysis, Credit Risk Monitoring, Portfolio Management, Business Development, Relationship Banking, Analytical Skills, Interpersonal Skills, Written Communication, Verbal Communication, Multi-tasking, Critical Thinking, Client Interaction, Relationship Building, Technical Credit Skills, SBA Lending

Industry

Financial Services

Description

About Byline Bank: Headquartered in Chicago, Byline Bank, a subsidiary of Byline Bancorp, Inc. (NYSE:BY), is a full-service commercial bank serving small- and medium-sized businesses, financial sponsors and consumers. Byline Bank has approximately $9.7 billion in assets and operates 45 branch locations throughout the Chicago and Milwaukee metropolitan areas. Byline Bank offers a broad range of commercial and community banking products and services, including small-ticket equipment leasing solutions, and is one of the top U.S. Small Business Administration (SBA) lenders according to the national SBA rankings by volume FY2024. Byline Bank is a member of FDIC and an Equal Housing Lender. At Byline Bank, we take pride in being an award-winning workplace. Some of our recent recognitions include: * U.S. News & World Report named Byline Bank as one of the Best Companies to Work for in the Midwest, Finance & Overall in 2024-2025, 2025-2026. * Chicago Sun Times Chicago’s Best Workplaces 2024 * Best Workplaces in Illinois in 2024 by Best Companies Group and Illinois SHRM (Society for Human Resource Management) * Forbes America’s Best Small Employers 2023 By joining our team, you will become part of an organization that values growth, collaboration, and innovation. We strive to create an environment where employees feel supported and are empowered to excel in their roles. If you're looking for a career with a company that puts people first and makes a difference in the communities we serve, Byline Bank is the place for you. ---------------------------------------- The 2026 Commercial Banking Rotational Credit Analyst Training Program is designed with a primary objective: to develop the next generation of Commercial Banking Officers and Relationship Managers at Byline. This 24‑month program provides a structured pathway for high‑potential talent to build deep credit expertise, strengthen analytical capabilities, and gain hands‑on experience in client relationship management, and the foundational skills required for success in commercial banking. The program begins with five to six weeks of full‑time, instructor‑led classroom training, followed by various rotational assignment options across key lending groups, including Commercial & Industrial, Commercial Real Estate, Sponsor Finance, Business Banking, Treasury Management, and Special Assets. These rotations immerse analysts in real credit work, underwriting, portfolio management, and business development activities alongside Byline’s seasoned bankers and credit professionals. Upon successful completion of the program, participants will transition into full‑time roles within one of Byline’s commercial lending teams, based on business needs, performance, and individual interests. Target Start Date: August 2026 Job Responsibilities: * Underwrite credit transactions for various lines of business * Spread and analyze financial statements * Monitor credit risk within loan portfolio * Prepare annual financial reviews and credit memos * Accompany lenders on customer and prospect calls to support the bank’s relationship banking culture through on-going customer contact, quality customer service, and product knowledge * Provide support to the relationship managers Qualifications: * Bachelor’s degree (Accounting, Finance, Business or Economics preferred) * Targeted minimum GPA of 3.5, considered in context with overall experience and strengths * Strong analytical, multi‑tasking, interpersonal, and written/verbal communication skills * Ability to work both independently and collaboratively within teams * Excellent relationship‑building and client‑interaction skills * Demonstrated critical thinking, curiosity, collaboration, and comfort speaking up in group settings; personable and engaging with stakeholders; technical credit skills can be developed through training * Demonstrated involvement in extracurricular activities, student organizations, relevant clubs, or prior internship experience that reflects initiative, leadership, and interest in financial or client‑focused work * Currently pursuing an undergraduate degree with target graduation from April 2026 to June 2026 * Travel to various Byline locations across Illinois will be necessary; analysts are expected to provide their own transportation or use public transit to reach Chicago, Libertyville, Itasca, Naperville, Wilmette, or Morton Grove (hybrid/remote options may be available) ---------------------------------------- Physical Demands/Work Environment: Usual office environment with frequent sitting, walking, and standing, and occasional climbing, stooping, kneeling, crouching, crawling, and balancing. Frequent use of eye, hand, and finger coordination enabling the use of office equipment. Oral and auditory capacity enabling interpersonal communication as well as communication through automated devices. At Byline Bank, we value work-life flexibility and support a hybrid work environment for this position. This role allows for a combination of remote and in-office work, with occasional visits to the office based on business needs. Specific in-office days may vary and will be discussed during the interview process. Compensation & Benefits: Byline Bank offers competitive industry rate salary bands with the goal of retaining and growing talented individuals. We regularly review and adjust our compensation structure as needed to ensure equity across teams and levels. Compensation: $65,000.00 annual salary + Incentive + $3,000.00 sign-on In addition, Byline provides benefits including medical coverage, dental, vision, disability, 401k, paid time off and much more! Depending on the specific role, compensation may also include discretionary bonuses and other benefit programs. The actual compensation package may vary based on factors such as skill set, experience level, and candidate's location. Additional Information: Byline Bank is an Equal Opportunity Employment / Affirmative Action employer dedicated to providing an inclusive workplace where the unique differences of our employees are welcomed, respected, and valued. We are committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Byline Bank are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, protected veteran status, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Byline Bank will not tolerate discrimination or harassment based on any of these characteristics. Byline Bank is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance or accommodations due to a disability, please contact us directly at 773-475-2900, Option #2. If applying within the US, this role is not eligible for visa sponsorship now or in the future. ---------------------------------------- Note to Recruitment Agencies and Third-Party Recruiters: Byline Bank kindly requests that third-party recruiters, staffing agencies, and recruitment firms refrain from submitting resumes or candidate profiles without a prior agreement in place. Any unsolicited submissions will be considered property of Byline Bank, and no fees will be paid for placements resulting from such submissions. We appreciate your understanding and cooperation.

Responsibilities

This 24-month rotational program develops future Commercial Banking Officers by providing structured training in credit expertise and hands-on experience across key lending groups like Commercial & Industrial and Commercial Real Estate. Responsibilities include underwriting credit transactions, analyzing financial statements, monitoring portfolio risk, preparing credit memos, and supporting relationship managers through customer interaction.