SAG Officer at Sunflower Bank NA

Overland Park, Kansas, United States -

Full Time

Start Date

Immediate

Expiry Date

11 May, 26

Salary

0.0

Posted On

10 Feb, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Lending, Work-out Experience, Financial Data Collection, Credit Policy Management, Portfolio Management, Risk Mitigation, Negotiation Skills, Communication Skills, Microsoft Office Skills, Appraisal Analysis, Legal Review, Problem Loan Identification, Collateral Management, Financial Reporting, Asset Management, Team Collaboration

Industry

Banking

Description

Description At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Special Assets Group (SAG) Officer. Description: A SAG Officer is a financial professional, specializing in the area of problem or distressed credits, whose ultimate focus is to mitigate risk, minimize credit losses by aggressively managing a diverse portfolio. Responsibilities: Actively manage a diverse portfolio of C&I and Commercial Real Estate loans including developing an action plan for each relationship, inclusive of timelines, resolution targets and alternative strategies. Obtain timely approvals of all strategies consistent with the Bank’s credit policy and goals. Maintain credit files and collect required financial data. Maintain complete, accurate and current loan files for all assigned workout loans. Monitor and administer all outside vendors (i.e attorneys, receivers, etc.) to ensure Bank is receiving adequate value for services received and managing legal actions. Create, present and maintain all required internal and external reporting, including but not limited to Problem Asset Reports (PARs), credit approvals, and forecasts. Monitor and manage internal reports regarding overdrafts, past due loan, matured/maturing loans and tickler report. Devise and successfully negotiate timely resolutions for each asset under management that maximizes the Bank’s return commensurate with the underlying risk and at all times protecting the Bank’s reputation in the market place. Obtain or perform routine appraisal, collateral, legal and field exam review analysis as part of the ordinary administration of the portfolio. Develop and support risk ratings and impairment recommendations. Provide advice, counsel and direction to management, as well as the commercial lending staff regarding the identification and evaluation of deteriorating credits in an effort to recognize problem loans early. Calculate bid strategies for collateral foreclosures, including real and personal property; develop strategies to liquidate OREO and other foreclosed assets Adhere to all credit policies and procedures Education / Experience Preferred: Minimum 7+ Years combined commercial lending and work-out experience Minimum 5+ Years commercial work-out experience Consumer work-out experience a plus College Degree – Accounting and/or Finance or other applicable job experience Excellent verbal and written communication skills Excellent Microsoft skills (word/excel, etc.) May require travel and overnight stay in differing locals Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Responsibilities

The SAG Officer is responsible for actively managing a diverse portfolio of C&I and Commercial Real Estate loans, developing action plans, and negotiating timely resolutions for each asset. They also monitor and administer outside vendors and create necessary internal and external reports.