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Sales Manager - Personal Loans - Direct - Chandigarh - Sector 17 B - JM at Tata Capital

Chandigarh, Chandigarh, India -

Full Time

Start Date

Immediate

Expiry Date

24 May, 26

Salary

0.0

Posted On

23 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Sales Management, Business Target Achievement, Cross Selling, Client Relationship Management, Customer Retention, Business Development, Loan Processing, Team Productivity Optimization, Lead Generation, Team Leadership, Market Trend Analysis, Competitor Intelligence, Sales Strategy Development, Policy Feedback, Regulatory Compliance, Credit Liaison

Industry

Financial Services

Description

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Responsibilities

The primary responsibility is to aggressively drive sales numbers for retail loan products, achieve business targets, and expand the customer base through relationship management. This role also involves optimizing team productivity by managing relationship managers to meet area business targets and profitability goals.